Property Type: Land / LotOwnership: Strata

6200 Columbia Lake Road Lot# 12

Fairmont Hot Springs, BC V0B1L2

$229,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.39 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$164/mo
Annual property tax
$701.46

Maintenance Fee Includes

Management

Also included: Recreation Facilities, Sewer

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Listing Information

MLS®
10334048
Listed
February 3, 2025
Time on market
On the market for 575 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Lot 12, 6200 Springwater Hill – A Rare Opportunity with Panoramic Views of Columbia Lake! Nestled in the stunning Springwater Hill community, Lot 12 offers an unparalleled opportunity to build your dream home in one of the Columbia Valley’s up and coming communities. This 0.38-acre lot boasts breathtaking, unobstructed views of Columbia Lake and the majestic Rocky Mountains to the east, creating a picture-perfect backdrop for your future home. Springwater Hill is a growing, vibrant community, already home to some incredible properties. With private lake access and a boat launch, you’ll have the perfect gateway to enjoy the water, whether it’s boating, paddleboarding, or simply taking in the tranquility of the lake. From sunrise over the mountains to starry nights free of city lights, the views from this lot are truly spectacular. With nature at your doorstep and all the amenities of the Columbia Valley just minutes away, this is the ideal spot to bring your dream home to life. Don’t miss out on this prime location—secure your piece of paradise today! (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary13.6 km
Windermere ElementaryElementary22.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$183,200.00
Periodic payment — Principal & Interest (monthly)$1,181.94
Additional monthly expenses (strata, tax, utilities, etc.)$222.11
Total monthly cost$1,404.05
Interest paid over 5-yr term$52,505.65
Balance at end of term$164,788.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,672.88

Cash Needed at Closing

Minimum down payment$11,450
Estimated BC PTT$2,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,530

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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