Property Type: Detached HouseOwnership: Freehold

6286 COTTERPIN PLACE

Deka Lake / Sulphurous / Hathaway Lakes, BC V0K1X0

$269,900

2 bed1 bath750 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
1.4 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,605.82 (2025)

Interior

Basement
None
Heating
Wood
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Unknown
Roof
Metal, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Laundry roomMain level
Primary BedroomMain level
Recreational, Games roomMain level
Bedroom 2Main level
StorageMain level

Listing Information

MLS®
R3125529
Listed
May 20, 2026
Time on market
On the market for 103 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

1.4 level acres, on a quiet cul de sac at Deka Lake. The bones are solid in this rancher and it has some nice features. The bright sunny large livingroom has sliding glass doors. The yard has some fencing, a green house. The barn is probably beyond saving, but it does sit on a concrete pad you could use for the next one. The home is solid but needs some sprucing up. The roof is only 8 years old and the well pump new this year. Inside there is 1 bedroom, 1 den and a recroom with 1 full bathroom. Plus the open dining room kitchen, a large laundry room and that sunny livingroom. The yard has some open treed areas and some open grass. (id:63159)

Values & Trends

This listing

$360/sqft

Building average

No other active listings in this building

Deka Lake / Sulphurous / Hathaway Lakes average

$407/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary19.4 km
Forest Grove ElementaryElementary24.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$215,920.00
Periodic payment — Principal & Interest (monthly)$1,393.04
Additional monthly expenses (strata, tax, utilities, etc.)$171.82
Total monthly cost$1,564.86
Interest paid over 5-yr term$61,883.29
Balance at end of term$194,220.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,971.66

Cash Needed at Closing

Minimum down payment$13,495
Estimated BC PTT$3,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,393

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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