Property Type: Detached HouseOwnership: Freehold

630 Okanagan SE Avenue

Salmon Arm, BC V1E1G7

$549,000

2 bed1 bath759 sqftBuilt 1915
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,827

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Heat Pump
Fireplace
None

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
OtherMain level6'5'' x 4'11''
Laundry roomMain level5'11'' x 17'2''
Living roomMain level13'1'' x 13'7''
Full bathroomMain level6'4'' x 4'8''
Primary BedroomMain level9'6'' x 11'4''
BedroomMain level9'7'' x 11'4''
KitchenMain level12'5'' x 13'7''

Listing Information

MLS®
10396119
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Come home, feel comfortable, and be relieved with a home that won't need maintenance for many years. It's obvious this home was well cared for, and the work was done by someone who didn't cut corners. Always doing things right, with all permits required. Great layout, I'll let the pictures speak for themselves. This property is centrally located in Salmon Arm. New roof with added insulation. Upgraded electrical and plumbing with a highly efficient hot water on demand. Split system heat pump providing efficient heating and cooling with 3 heads for comfort in every room. Room in the system for a 4th heating and cooling head. Maybe the 4th head could be in a future garage? With the alley access, it really opens up the possibilities. I'm counted three plum trees on the property! 7 min drive to the Salmon Arm Warf, fun fact it is recognized as the longest curved inland (or freshwater) wooden wharf in North America! 12 min drive to Canoe Beach! Enjoy every part of Shuswap Lake, which is a massive H shape, offering so much shoreline and things to do! 3 min Drive to McGuire Lake Park and 5 min drive to Blackburn Park. Salmon Arm is the largest city in the CSRD and has all the amenities you would expect. Yet a short drive and you're in nature. Enjoy the convenience of being just a short walk from local shops, cafés, restaurants, and everything this vibrant community has to offer. (id:63159)

Values & Trends

This listing

$723/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$420/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J.L. Jackson SecondarySecondary592 m
Salmon Arm StorefrontSecondary677 m
Hillcrest ElementaryElementary1.5 km
Bastion ElementaryElementary1.8 km
Shuswap Middle SchoolMiddle1.8 km
King's Christian School(Independent)K-121.9 km
South Broadview ElementaryElementary2.1 km
Salmon Arm SecondarySecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Cantina Vallarta391 m
  • Jade Buffet416 m
  • White Spot445 m
  • Ambrosia Grill Taverna454 m
  • Stillfood Bistro · 371 Alexander Street Northeast500 m

Cafes (5+)

  • Java Jive Neighbourhood Bistro · 190A Trans Canada Highway Northeast337 m
  • Tim Hortons339 m
  • Anvil Coffee Collective · 310 Ross Street Northeast405 m
  • Unnamed493 m
  • Night Cafe · 160 Lakeshore Drive Northeast534 m

Grocery (1)

  • Askew's Foods566 m

Parks (5+)

  • Fletcher's Park178 m
  • Hero War Memorial259 m
  • Ross Street Plaza405 m
  • McGuire Lake Park434 m
  • Unnamed730 m

Shopping (1)

  • Shuswap Park Mall563 m

Gyms (1)

  • Cardio Connection628 m

Pharmacies (1)

  • Unnamed413 m

Banks & ATMs (3)

  • Bank Of Montreal348 m
  • CIBC418 m
  • SASCU448 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$273.58
Total monthly cost$3,107.15
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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