Property Type: Detached HouseOwnership: Freehold

631 Brandon Avenue

Kamloops, BC V2B1N5

$649,995

4 bed2 bath2,163 sqftBuilt 1961
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,788

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement
OtherBasement7'1'' x 11'6''
Living roomBasement13'6'' x 23'4''
BedroomBasement11'6'' x 20'10''
KitchenBasement10'9'' x 12'5''
Laundry roomMain level6'9'' x 7'7''
4pc BathroomMain level
BedroomMain level9'3'' x 9'4''
BedroomMain level8'5'' x 10'
Primary BedroomMain level10'5'' x 12'1''
Dining roomMain level7' x 10'2''
PantryMain level3' x 7'7''
KitchenMain level10'2'' x 11'
Living roomMain level14'1'' x 17'6''

Listing Information

MLS®
10396941
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kamloops Realty (Seymour St) · Data source: CREA DDF.

Description

Substantially renovated in 2023 and thoughtfully updated over the years, this versatile home offers exceptional value in a fantastic location close to all amenities. Featuring a fully developed basement suite, the property includes a vacant 3-bedroom upper suite and a long-term tenant downstairs paying $1,650/month in the self-contained 1-2 bedroom suite each with their own separate laundry. Perfect for first-time buyers looking for a mortgage helper or investors seeking strong rental potential. The main floor has been freshly painted and the home has seen numerous important updates over the years including the furnace, hot water tank, fridge, stove, dishwasher, and additional appliances. The functional kitchen features a convenient pantry for extra storage. Outside, enjoy fresh landscaping, a new front lawn, a fully fenced yard, plenty of parking, and dedicated RV parking. Cozy up year-round with an electric fireplace upstairs and a wood-burning fireplace downstairs. A move-in-ready opportunity with flexibility, income potential, and space for the whole family. (id:63159)

Values & Trends

This listing

$301/sqft

Building average

No other active listings in this building

North Kamloops average

$348/sqft

38 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Arthur Hatton ElementaryElementary613 m
Our Lady of Perpetual Help(Independent)Elementary656 m
Kamloops Christian School(Independent)Elementary931 m
Bert Edwards Science & TechnologyElementary1.1 km
Norkam Secondary SchoolSecondary1.1 km
AE Perry ElementaryElementary1.5 km
Westmount ElementaryElementary2.1 km
Twin Rivers Education CentreK-122.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • San Maru Sushi251 m
  • The Chopped Leaf · 700 Tranquille Road257 m
  • Pizza Hut275 m
  • Pizza 64289 m
  • Red Swan Pizza · 724 Sydney Avenue324 m

Grocery (3)

  • Safeway373 m
  • Sarah's Your Independent Grocer420 m
  • Cheng Kwong Grocery · 864 8th Street474 m

Parks (4)

  • Kinsmen North Tot Lot154 m
  • Richmond Tot Lot367 m
  • Schubert Park Lookout726 m
  • Belmont Tot Lot769 m

Shopping (3)

  • Fortune Shopping Centre · 750 Fortune Drive309 m
  • North Hills Shopping Centre353 m
  • Canadian Tire · 944 8th Street568 m

Pharmacies (1)

  • Shoppers Drug Mart · 700 Fortune Drive320 m

Banks & ATMs (5+)

  • RBC267 m
  • BMO272 m
  • TD Canada Trust · 700 Tranquille Road373 m
  • CIBC · 700 Tranquille Road376 m
  • Interior Savings403 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,996.00
Periodic payment — Principal & Interest (monthly)$3,354.84
Additional monthly expenses (strata, tax, utilities, etc.)$423.67
Total monthly cost$3,778.50
Interest paid over 5-yr term$149,032.35
Balance at end of term$467,738.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.65

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,499

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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