Property Type: Detached HouseOwnership: Freehold

631 Mt Ida Crescent

Coldstream, BC V1B4G3

$1,649,000

5 bed4.5 bath5 parking3,054 sqftBuilt 2019
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.23 acres
Frontage
77 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,715.44

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stucco, Other
View
Valley view, View (panoramic)
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherMain level3'11'' x 11'7''
OtherMain level7'5'' x 5'11''
2pc BathroomMain level7'5'' x 5'
Laundry roomMain level6'11'' x 13'4''
BedroomMain level10'6'' x 14'5''
BedroomMain level10'11'' x 13'3''
Family roomMain level17'6'' x 24'8''
4pc BathroomMain level5'3'' x 14'4''
4pc BathroomSecond level5'3'' x 9'11''
5pc Ensuite bathSecond level12'11'' x 10'
BedroomSecond level13'4'' x 11'1''
BedroomSecond level11'7'' x 11'6''
Primary BedroomSecond level12'11'' x 14'8''
Living roomSecond level18'7'' x 19'5''
Dining roomSecond level13'7'' x 14'9''
KitchenSecond level11'7'' x 15'10''

Listing Information

MLS®
10391887
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Live the ultimate Okanagan dream in this exceptional modern luxury residence on one of Middleton Mountain's most sought-after crescents, just minutes from Kalamalka Lake, parks, and endless hiking and biking trails. A stunning architectural expansion has transformed this 5 bedroom, 4 bathroom home into a private resort designed for effortless family living and entertaining. The open-concept kitchen, dining, and living area is the heart of the home, offering breathtaking panoramic views stretching from east to west above the valley. Large windows flood the space with natural light, while front and rear decks seamlessly connect indoor and outdoor living. The backyard is an extraordinary oasis featuring a saltwater pool with waterslide, hot tub, wet bar, dedicated pool bathroom/changeroom, mechanical room, custom lighting, artificial turf, and beautifully landscaped gardens with smart irrigation. The main level offers a spacious media/playroom, two versatile bedrooms, a full bath, laundry, and direct backyard access, while upstairs includes three additional bedrooms, including a luxurious primary suite with custom closets and sweeping views. Complete with the remaining New Home Warranty, this turnkey home offers an unparalleled Okanagan lifestyle where every day feels like a vacation. (id:63159)

Values & Trends

This listing

$540/sqft

Building average

No other active listings in this building

Middleton Mountain Coldstream average

$411/sqft

15 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kalamalka SecondaryElementary1.2 km
Kidston ElementaryElementary1.3 km
Coldstream ElementaryElementary1.6 km
Alternative Learning ProgramSecondary2.1 km
Hillview ElementaryElementary2.6 km
Vernon SecondaryElementary2.7 km
Mission Hill ElementaryElementary3.4 km
St James(Independent)Elementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed161 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($329,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,319,200.00
Periodic payment — Principal & Interest (monthly)$8,511.03
Additional monthly expenses (strata, tax, utilities, etc.)$712.62
Total monthly cost$9,223.65
Interest paid over 5-yr term$378,086.51
Balance at end of term$1,186,624.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$329,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,144.19

Cash Needed at Closing

Minimum down payment$329,800
Estimated BC PTT$30,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information