Property Type: Detached HouseOwnership: Freehold

6342 NORTHSHORE DRIVE

Horse Lake, BC V0K2E3

$999,000

3 bed6 bath4,892 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
10.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,444.26 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Electric, Wood
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
FoyerMain level
Flex SpaceMain level
KitchenMain level
Dining roomMain level
PantryMain level
Living roomMain level
Beverage roomMain level
Eating areaMain level
Bedroom 2Main level
KitchenMain level
Bedroom 3Lower level
KitchenLower level
Primary BedroomLower level
OtherLower level
Flex SpaceLower level
StorageLower level
Living roomLower level
SaunaLower level
OfficeLower level
Utility roomLower level

Listing Information

MLS®
R3156067
Listed
August 14, 2026
Time on market
On the market for 17 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

A truly unique opportunity with breathtaking views of Horse Lake! 10 acres with approximately 400 ft of water frontage bordering Crown Land, this property offers exceptional privacy and endless possibilities. Perfect for year-round living, a luxurious recreational retreat or potential B&B. Outdoor features include a dock and boathouse, outdoor cooking area, smokehouse, charming chapel and covered wood storage. Inside, the southern-exposed rancher with walk-out basement provides plenty of living space. The spacious primary suite enjoys beautiful lake views, a walk-in closet and large ensuite. Two self-contained apartments offer ideal space for guests or income potential. The bright, open main living area is perfect for entertaining and gatherings, with direct access to wraparound deck! (id:63159)

Values & Trends

This listing

$204/sqft

Building average

No other active listings in this building

Horse Lake average

$405/sqft

9 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 60%

Wind ESE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary2.5 km
100 Mile House ElementaryElementary13.0 km
PSO Outback StorefrontSecondary13.0 km
Peter Skene Ogden SecondarySecondary13.0 km
Forest Grove ElementaryElementary19.4 km
Mile 108 ElementaryElementary20.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$698.69
Total monthly cost$5,854.86
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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