Property Type: Detached HouseOwnership: Freehold

6357 PIRATE LANE, Harrison Lake

Harrison Hot Springs, BC V0M1A0

$2,790,000

4 bed3 bath4,283 sqftBuilt 1980
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.47 acres
Frontage
50 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,248.26 (2025)

Interior

Basement
Finished, Unknown
Heating
Forced air, Propane
Fireplace
Yes (2)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Bedroom 2Main level
Bedroom 3Main level
Bedroom 4Main level
KitchenMain level
Dining roomMain level
Living roomMain level
Living roomMain level
Beverage roomBasement
Recreational, Games roomBasement
Recreational, Games roomBasement
Laundry roomBasement
Primary BedroomMain level

Listing Information

MLS®
R3122311
Listed
May 12, 2026
Time on market
On the market for 111 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Wheeler Cheam · Data source: CREA DDF.

Description

A truly rare Harrison Lake offering with exceptional privacy, low bank waterfront, and an irreplaceable setting down a private road. Built in 1980, the home sits farther forward toward the lake than many newer properties, creating an incredible connection to the water with sweeping lake and mountain views, a gravel beach, and private dock. The mid century modern design offers over 4,200 SqF of living space, generous room sizes, multiple rec areas, and seamless flow to the massive wrap around patio. Set behind an electric gate, with a private tennis court and expansive waterfront exposure, this is one of Harrison Lake's most unique waterfront opportunities. * PREC - Personal Real Estate Corporation (id:63159)

Values & Trends

This listing

$651/sqft

Building average

No other active listings in this building

Harrison Hot Springs average

$587/sqft

22 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Agassiz

13°C

Humidity 94%

Wind SE calm km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,905

(2021 Census)

+29.8% since 2016

Density: 347/km²

Dwellings: 1,045

Median household income: $74,000

After-tax: $67,500

Immigrant population: 18.5%

Top countries of origin (% of total population)

  • United Kingdom7.1% · 135
  • Germany1.6% · 30
  • United States of America1.3% · 25
  • Netherlands1.3% · 25
  • South Africa, Republic of1% · 20
  • Korea, South0.8% · 15
  • India0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Harrison Hot Springs ElementaryElementary3.0 km
Agassiz Elem-SecondaryK-129.2 km
Agassiz Centre for EducationSecondary9.2 km
Agassiz Christian School(Independent)Elementary9.3 km
Kent ElementaryElementary9.5 km
Timothy Christian School(Independent)K-1215.2 km
Rosedale Traditional CommunityElementary16.8 km
Mount Cheam Christian School(Independent)K-1217.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Fraser-Cascade (SD78)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($558,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,232,000.00
Periodic payment — Principal & Interest (monthly)$14,400.11
Additional monthly expenses (strata, tax, utilities, etc.)$1,068.02
Total monthly cost$15,468.13
Interest paid over 5-yr term$639,697.62
Balance at end of term$2,007,691.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$558,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,163.30

Cash Needed at Closing

Minimum down payment$558,000
Estimated BC PTT$61,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$621,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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