Property Type: Land / LotOwnership: Freehold

6399 LAMBLEY ROAD

Horse Lake, BC V0K2E3

$120,000

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Property Details

Property & Lot

Lot size
1.42 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$619.07 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3104808
Listed
March 30, 2026
Time on market
On the market for 154 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Located in the desirable Ranchettes subdivision just minutes from town and close to Horse Lake, this 1.42-acre parcel offers a private, treed setting with nearby access to miles of Crown land for endless outdoor recreation. Mature trees and willows create a peaceful, tucked-away feel with plenty of flexibility for your future building plans. And a little insider tip: don’t judge this one by the side your GPS introduces you to first — the North Horse Lake Road side tells an even better story. Build your full-time home, weekend escape, or investment portfolio… this is where your Cariboo lifestyle begins. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 55%

Wind ESE 5 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary4.6 km
100 Mile House ElementaryElementary9.1 km
PSO Outback StorefrontSecondary9.1 km
Peter Skene Ogden SecondarySecondary9.2 km
Mile 108 ElementaryElementary17.0 km
Forest Grove ElementaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$96,000.00
Periodic payment — Principal & Interest (monthly)$619.36
Additional monthly expenses (strata, tax, utilities, etc.)$51.59
Total monthly cost$670.95
Interest paid over 5-yr term$27,513.88
Balance at end of term$86,352.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,000
Stress test qualifying rate8.09%
Payment you must qualify for$876.62

Cash Needed at Closing

Minimum down payment$6,000
Estimated BC PTT$1,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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