Property Type: DuplexOwnership: Freehold

640 | 642 Courtenay Crescent Crescent

Kamloops, BC V2B1Z6

$599,900

3 bed2.5 bath4 parking1,120 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$4,565.72

Interior

Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco, Cedar Siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level
Full bathroomLower level
Living roomMain level16' x 17'
Dining roomMain level8'6'' x 9'6''
KitchenMain level9' x 11'
BedroomLower level8' x 10'
BedroomLower level8' x 10'
Primary BedroomLower level9' x 12'

Listing Information

MLS®
10381650
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

This full side-by-side duplex sits on a 5,946 square foot lot in a well-established neighbourhood. Each unit offers a practical two-level layout with three bedrooms and a full bathroom on the lower floor. The main level features a bright living room, spacious kitchen and dining area, and a convenient two-piece bathroom. The 642 side includes a detached garage, adding extra utility and value. Both units are fully tenanted with long-term renters in place, making this a true turnkey investment. Each side provides approximately 1,120 square feet of finished living space, and both are on a single title for added flexibility in the future. Courtenay Crescent is close to schools, recreation, shopping, and transit. The North Shore continues to experience steady growth and revitalization, which supports the long-term potential of this property. Please allow at least 24 hours notice for showings - fully tenanted. (id:63159)

Values & Trends

This listing

$536/sqft

Building average

No other active listings in this building

North Kamloops average

$325/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bert Edwards Science & TechnologyElementary287 m
Westmount ElementaryElementary1.3 km
Norkam Secondary SchoolSecondary1.3 km
AE Perry ElementaryElementary1.3 km
Kamloops Christian School(Independent)Elementary1.3 km
Our Lady of Perpetual Help(Independent)Elementary1.4 km
Arthur Hatton ElementaryElementary1.4 km
George Hilliard ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Oriental Express · 1166 8th Street413 m
  • Pizza Hut793 m

Cafes (1)

  • Tim Hortons403 m

Grocery (2)

  • Cheng Kwong Grocery · 864 8th Street738 m
  • Safeway749 m

Parks (5+)

  • Belmont Tot Lot249 m
  • Richmond Tot Lot456 m
  • 8th Street Park458 m
  • Westmount Park718 m
  • Hook Tot Lot755 m

Shopping (2)

  • Canadian Tire · 944 8th Street546 m
  • Fortune Shopping Centre · 750 Fortune Drive776 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$436.48
Total monthly cost$3,532.76
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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