Property Type: Condo / ApartmentOwnership: Strata

640 Wardlaw Avenue Unit# 303

Kelowna, BC V1Y5B7

$725,000

2 bed2 bath1 parking1,006 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$601/mo
Annual property tax
$3,425.79

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None
Appliances
Refrigerator, Dishwasher, Range, Microwave, Washer/Dryer Stack-Up

Exterior & Lot

View
Mountain view

Building

Roof
Other, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
032-306-032

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level8'1'' x 5'
BedroomMain level11'2'' x 11'10''
DenMain level8' x 5'10''
Full ensuite bathroomMain level7'11'' x 7'3''
Primary BedroomMain level10'4'' x 10'9''
Dining roomMain level15'9'' x 6'10''
Living roomMain level11'4'' x 8'1''
KitchenMain level11'2'' x 11'10''

Listing Information

MLS®
10393830
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 31, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Bright, spacious, and like new, this top-floor 2-bedroom plus den condo offers boutique living in one of Kelowna's most sought-after neighbourhoods. The sleek two-tone kitchen features a waterfall island, generous counter space, and abundant cabinetry, opening seamlessly to the dining and living areas. Bedrooms are thoughtfully positioned on opposite sides for added privacy, with the primary suite featuring a walk-in closet with custom built-ins and a stylish ensuite. The second full bedroom includes a Murphy bed, creating flexible space for guests, while the den, in-suite laundry, underground parking, dedicated storage locker, and bike storage add everyday convenience. Enjoy mountain views from the spacious deck overlooking the quiet laneway on the peaceful side of this exclusive nine-home building. Just steps to the beach, cafes, restaurants, shopping, and everything South Pandosy is known for, this is walkable, bikeable Okanagan living at its best. (id:63159)

Values & Trends

This listing

$721/sqft

Building average

No other active listings in this building

Kelowna South average

$619/sqft

53 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Raymer ElementaryElementary254 m
Kelowna SecondarySecondary878 m
KLO Middle SchoolMiddle1.2 km
A S Matheson ElementaryElementary1.3 km
St Joseph Elementary School(Independent)Elementary1.4 km
Central School ProgramsK-121.6 km
Central SecondarySecondary1.6 km
Casorso ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Original Joe's286 m
  • Hector's Casa344 m
  • Soy370 m
  • Chutney · 3011 Pandosy Street518 m
  • The Canadian Brewhouse · 3030 Pandosy Street562 m

Cafes (4)

  • Blenz Coffee297 m
  • The Marmalade Cat Cafe329 m
  • Bread Co.392 m
  • Bean scene412 m

Grocery (1)

  • Lakview Market553 m

Parks (5+)

  • Osprey Park107 m
  • Kinsmen Park432 m
  • Abbott Park494 m
  • Cameron Park · 2345 Richter Street503 m
  • West Avenue Beach Access564 m

Gyms (1)

  • Orangetheory Fitness · 590 K.L.O. Road590 m

Pharmacies (1)

  • Remedy'sRx731 m

Banks & ATMs (2)

  • RBC Royal Bank598 m
  • TD701 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (strata, tax, utilities, etc.)$936.43
Total monthly cost$4,678.40
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.74

Cash Needed at Closing

Minimum down payment$47,500
Estimated BC PTT$12,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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