Property Type: Detached HouseOwnership: Freehold

6407 Monck Park Road

Merritt, BC V1K0A1

$899,000

4 bed3 bath6 parking3,118 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.04 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,347.81

Interior

Basement
Partial
Heating
Forced air, Electric, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Pellet, Stove
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stone, Other
View
Lake view, Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Covered, RV, Heated Garage

Room Dimensions

RoomLevelDimensions
SunroomBasement10' x 21'
Utility roomBasement6' x 5'6''
Exercise roomBasement10'6'' x 13'
3pc BathroomBasement7' x 9'10''
BedroomBasement14'6'' x 14'8''
Recreation roomBasement13' x 26'
Laundry roomMain level7'6'' x 9'6''
4pc BathroomMain level7' x 9'6''
BedroomMain level11'8'' x 13'4''
BedroomMain level10' x 13'
4pc Ensuite bathMain level6' x 10'6''
Primary BedroomMain level13'6'' x 16'
OfficeMain level9'3'' x 11'3''
FoyerMain level6' x 8'
Dining roomMain level10' x 12'
Living roomMain level15' x 17'
KitchenMain level10' x 14'

Listing Information

MLS®
10394794
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Experience the beauty of Nicola Lake from this custom 3,100+ sq.ft. home on a private, landscaped 1-acre lot. With breathtaking panoramic lake and valley views from nearly every room, this 4-bedroom, 3-bath retreat offers the lake lifestyle without the waterfront price. The 1,896 sq.ft. main level features vaulted ceilings, hardwood floors, an oak shaker kitchen with skylight, large island with custom pull-outs, w-i pantry, spacious dining area, living room with river rock fireplace and efficient wood insert, plus a family room, den and laundry. Heated tile floors in the kitchen and baths add comfort. Patio doors from the living room, family room and primary bedroom open to the expansive 12x52 sundeck with lake views from the enclosed sunroom and hot tub. Downstairs offers 1,210 sq.ft. with 13-ft ceilings, a huge rec room w/ pool table & library space, large bedroom w/ covered deck access to the sauna, full bath, exercise room, pellet stove with river rock accents, and a 222 sq.ft. heated/cooled atrium perfect for gardening, an art studio or peaceful retreat. Loads of storage plus a 5-6 ft crawl space. Outside the landscaping is natural & low maintenance, w/ exceptional privacy, a 10x26 greenhouse, raised garden beds, chicken coop, and double garage with workshop. Lennox Elite heat pump (2021), hot water tank (2024), 200-amp service, paved access, and community water/sewer/garbage for $222.62/month. All measurements are approximate. Buyer to verify if important. (id:63159)

Values & Trends

This listing

$288/sqft

Building average

No other active listings in this building

Merritt average

$360/sqft

91 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
N'kwala School(Independent)K-1217.4 km
Merritt Bench ElementaryElementary19.8 km
Nicola Canford ElementaryElementary20.4 km
Kengard Alternate SchoolSecondary20.4 km
Diamond Vale ElementaryElementary20.6 km
Merritt Central ElementaryElementary21.5 km
Merritt SecondaryElementary21.6 km
Collettville ElementaryElementary22.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$434.98
Total monthly cost$5,075.02
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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