Property Type: Detached HouseOwnership: Freehold

6412 & 6416 Frederick Road Lot# 26 & 27

Kamloops, BC V2B7X1

$449,000

1 bed1.5 bath425 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.58 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,458

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Foundation
None
Roof
Asphalt shingle, Unknown

Parking

Features
RV, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
1pc BathroomMain level3' x 3'
Primary BedroomMain level8' x 9'
Living roomMain level9' x 15'
KitchenMain level6' x 8'

Listing Information

MLS®
10338489
Listed
March 11, 2025
Time on market
On the market for 538 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Rare and affordable recreational property on the north side of Kamloops Lake. This offering includes two adjacent lakefront lots (lot 26 & 27) in the community of Frederick 20 kms from Kamloops. Lot 26 is 0.28 acres and has 80 feet of lakeshore with a cute off grid A-frame cabin with lakeside deck, small kitchen, bedroom + loft. Lot 27 is 0.30 acres and has 81 feet of lakeshore and two small, one room A frames (one is set up as a small shop and one for storage). In total you have 161 feet of shoreline and over half an acre for 449 k! These recreational properties are well situated close to the city & ideal for those keen on boating, fishing, mountain biking, lots of great hiking, motorized recreation, and overall wilderness appreciation. The lots are sloping but there a enough flat land for an RV to be parked in between the cabin and train tracks. There are no services in Frederick, - no power, no septic, no water. The owner set up a cistern to hold water up the hill and run down to the cabin, there is an outhouse, a propane fridge and stove, and a retro wood burning fireplace. Access to these properties is via 20 kms of gravel / dirt roads. Access is generally possible in a car, although a truck or SUV is preferred / good tires and except for after a big dump of snow it is possible to access the property (no snow clearing). All showings are to be with a Realtor as there is a private gate / key needed to get to Frederick. (id:63159)

Values & Trends

This listing

$1,056/sqft

Building average

No other active listings in this building

Red Lake average

$382/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Savona ElementaryElementary13.9 km
Parkcrest ElementaryElementary17.4 km
Brocklehurst Secondary SchoolSecondary17.7 km
Kay Bingham ElementaryElementary18.1 km
George Hilliard ElementaryElementary18.7 km
Twin Rivers Education CentreK-1218.9 km
AE Perry ElementaryElementary19.6 km
Norkam Secondary SchoolSecondary20.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (strata, tax, utilities, etc.)$142.50
Total monthly cost$2,459.94
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,280.02

Cash Needed at Closing

Minimum down payment$22,450
Estimated BC PTT$6,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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