Property Type: OtherOwnership: Freehold

6416 Frederick Road Lot# 27

Kamloops, BC V2B3H7

$199,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.3 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$709

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10360404
Listed
August 25, 2025
Time on market
On the market for 371 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Off grid lakefront lot on Kamloops Lake - hard to find lakefront at this price anywhere in the southern interior. This property is located on the north side of the lake, accessible via 15+ kms gravel / direct roads from Kamloops. There is no snow clearing over this stretch of access. The land is sloping with two flat landings - one suitable for parking and one a potential cabin site, or a landing for an RV. There is a nice gravel beach in front of the lots and approx 81 feet of lakeshore. There are approx 30 lots at Frederick with a mix of cabins, a couple houses, and some lots just with RVs / trailers. Water is pumped from the lake (Generator) up to a cistern allowing for gravity fed water from the cistern once filled. There is no septic or power on site but other lots have put in septic systems. The area has excellent hiking and established mtn bike trails but the big draw is the lake with excellent fishing and boating. There is a great neighbor on one side and the other side is owned by this seller also has the two lots listed for sale as a package price. The adjacent lot has a simple A frame cabin. Package price 449 k MLS # 10338489. (id:63159)

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Savona ElementaryElementary13.9 km
Parkcrest ElementaryElementary17.4 km
Brocklehurst Secondary SchoolSecondary17.7 km
Kay Bingham ElementaryElementary18.1 km
George Hilliard ElementaryElementary18.7 km
Twin Rivers Education CentreK-1218.9 km
AE Perry ElementaryElementary19.6 km
Norkam Secondary SchoolSecondary20.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,200.00
Periodic payment — Principal & Interest (monthly)$1,027.10
Additional monthly expenses (strata, tax, utilities, etc.)$59.08
Total monthly cost$1,086.19
Interest paid over 5-yr term$45,627.18
Balance at end of term$143,200.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,453.73

Cash Needed at Closing

Minimum down payment$9,950
Estimated BC PTT$1,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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