Property Type: Detached HouseOwnership: FreeholdNEW LISTING

6420 Chatham Ave

Port Hardy, BC V0N2P0

$895,000

4 bed3 bath2 parking4,018 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Lot size
15,987 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,172

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view
Lot features
Level lot, Southern exposure, Wooded area, Other

Building

Parcel ID (PID)
000-952-974

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
Bonus RoomLower level
SunroomMain level
Primary BedroomMain level15'0 x 12'0
Living roomMain level20'0 x 16'0
Laundry roomLower level20'0 x 12'0
Family roomLower level14'0 x 35'8
EntranceLower level10'5 x 12'0
EnsuiteMain level3-Piece
Dining roomMain level9'8 x 10'0
BedroomLower level12'9 x 12'9
BedroomMain level11'0 x 10'0
BedroomMain level11'9 x 10'0
BathroomLower level3-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1048229
Listed
September 4, 2026
Time on market
Listed today
Data last synced
September 5, 2026

Listing provided by: 460 Realty Inc. (PH) · Data source: CREA DDF.

Description

Moments from beautiful Storey’s Beach, 6420 Chatham offers ocean views, space, character, privacy, and an impressive list of updates. Lovingly maintained and improved over the past 14 years, this substantial home has had over $350,000 invested into it and provides just over 4,000 sq. ft. of finished living space. Situated on a generous .37-acre lot on a quiet no-through road, the property enjoys a peaceful setting with access to nearby trails and the beach just moments away. The ground-level entry leads into a spacious 4 bedroom, 3 bath home filled with natural light and thoughtful details throughout. Upstairs, hardwood flooring flows throughout the main living areas. Large windows bring in plenty of natural light, while the front windows capture ocean views. The architectural roofline adds considerable charm, creating attractive sloped and vaulted ceilings throughout the entire upper level and giving the home a distinctive character. The generous primary bedroom is a true retreat, featuring a beautiful ensuite and views overlooking the level backyard. Outside, the yard offers a wonderful combination of established landscaping and space to enjoy, with mature fruit trees, shrubs, and raised garden beds. The protected back deck provides convenient access to the backyard while creating a comfortable outdoor space for relaxing and entertaining. The lower level adds valuable flexibility and future potential. It is already plumbed for a suite, while laundry connections have been installed upstairs. The newly enclosed garage area adds approximately 400 sqft of additional space and offers potential for an in-law suite, studio, workshop, or other uses, depending on your needs and applicable approvals. With its generous size, extensive investment, ocean views, mature landscaping, flexible lower level, and exceptional proximity to Storey’s Beach and nearby trails, 6420 Chatham offers a unique opportunity to own a substantial home with both character and future potential. (id:63159)

Values & Trends

This listing

$223/sqft

Building average

No other active listings in this building

Port Hardy average

$313/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

17°C

Partly Cloudy

Humidity 76%

Wind NW 3 km/h

Tonight

12°

Saturday

19°

Saturday night

12°

Sunday

17°

Sunday night

10°

Monday

17°

Source: Environment and Climate Change Canada.

Population

3,902

(2021 Census)

-5.6% since 2016

Density: 101.2/km²

Dwellings: 1,984

Median household income: $69,000

After-tax: $62,800

Immigrant population: 9.3%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 75
  • Philippines1.7% · 65
  • United States of America0.9% · 35
  • India0.6% · 25
  • Germany0.4% · 15
  • Poland0.3% · 10
  • South Africa, Republic of0.3% · 10
  • China0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fort Rupert ElementaryElementary1.5 km
Avalon Adventist Christian Academy(Independent)Elementary/Middle3.1 km
Eagle View ElementaryElementary5.5 km
Eke Me-Xi SchoolElementary5.6 km
Port Hardy SecondarySecondary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vancouver Island North (SD85)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$716,000.00
Periodic payment — Principal & Interest (monthly)$4,619.39
Additional monthly expenses (strata, tax, utilities, etc.)$548.67
Total monthly cost$5,168.06
Interest paid over 5-yr term$205,207.66
Balance at end of term$644,044.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,386.25

Cash Needed at Closing

Minimum down payment$64,500
Estimated BC PTT$15,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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