Property Type: Land / LotOwnership: Freehold

6421 Eagle Bay Road Lot# 99

Eagle Bay, BC V0E1T0

$250,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.15 acres
Frontage
52 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$310/mo
Annual property tax
$739

Maintenance Fee Includes

WaterManagement

Also included: Ground Maintenance, Insurance, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Restrictions & Policies

Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10396946
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

SHUSWAP LAKEVIEW RECREATIONAL OR BUILDING LOT WITH BOAT SLIP INCLUDED! Don't miss this opportunity to own an affordable lakeview lot in the sought-after Wild Rose Bay Properties on beautiful Shuswap Lake. Whether you're looking for the perfect recreational getaway or the ideal location to build your dream lake access home, this fully serviced lot offers exceptional value and an unbeatable lakeside lifestyle. Enjoy breathtaking lake views from this gently sloping 52' x 122' lot, perfectly suited for a walk-out basement design. The property includes a private boat slip in the newer marina and access to an impressive array of resort-style amenities, including over 1,200 feet of shared swimming beach, a marina, boat launch, playgrounds, and beautifully maintained common areas. There is an RV/Trailer parking area for owners too. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Eagle River SecondaryK-1215.7 km
Parkview Elementary SchoolElementary16.2 km
North Shuswap ElementaryElementary/Middle17.6 km
Carlin Elementary MiddleElementary/Middle21.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$200,000.00
Periodic payment — Principal & Interest (monthly)$1,290.33
Additional monthly expenses (strata, tax, utilities, etc.)$371.58
Total monthly cost$1,661.92
Interest paid over 5-yr term$57,320.57
Balance at end of term$179,900.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,826.29

Cash Needed at Closing

Minimum down payment$12,500
Estimated BC PTT$3,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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