Property Type: Detached HouseOwnership: Freehold

6421 Portsmouth Rd

Nanaimo, BC V9V1A3

$734,900

3 bed2 bath4 parking1,185 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Lot size
6,473 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,277

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level13'10 x 9'10
Living roomMain level17'2 x 18'11
KitchenMain level9'8 x 9'9
EntranceMain level2'10 x 6'5
EnsuiteMain level3-Piece
Dining roomMain level7'9 x 10'8
BedroomMain level12'5 x 9'10
BedroomMain level9'1 x 11'3
BathroomMain level4-Piece

Listing Information

MLS®
1043418
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Nan) · Data source: CREA DDF.

Description

Discover this beautifully updated rancher in the desirable North Nanaimo area, ideal for families of any age. This charming 3-bedroom, 2-bathroom home features quality upgrades throughout, including top-tier kitchen appliances like a Miele dishwasher and Fisher & Paykel gas range, oven, and fridge. The modern kitchen is complete with a new quartz countertop and updated flooring that flows through the entire home. Relax in the bright sunroom overlooking a private backyard with lush, well-kept grass perfect for a round of mini golf. For hobbyists, there’s a spacious 300 sq ft workshop ready for your next project. Need extra parking? This property offers a single-car garage plus RV or boat parking. Conveniently located within walking distance to Woodgrove Mall, Costco, schools, and other major amenities, this move-in-ready rancher checks all the boxes for comfortable living in a prime location. This home is a must-see—book your showing today! All measurements are approximate; please verify if important. (id:63159)

Values & Trends

This listing

$620/sqft

Building average

No other active listings in this building

North Nanaimo average

$425/sqft

82 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
McGirr ElementaryElementary862 m
Dover Bay SecondaryElementary975 m
Aspengrove School(Independent)K-121.4 km
Pleasant Valley ElementaryElementary1.4 km
Rutherford ElementaryElementary1.8 km
Randerson Ridge ElementaryElementary1.9 km
Seaview ElementaryElementary2.7 km
Uplands Park ElementaryElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sushi Ryu · 6595 Applecross Road170 m
  • Pho Boi A Taste of Vietnam182 m
  • Nori · 6750 Island Highway North258 m
  • Simonholt Food & Drink · 6582 Applecross Road300 m
  • The Curry Culture · 6304 Dover Road330 m

Cafes (5+)

  • Tim Hortons452 m
  • Two Sparrows593 m
  • Serious Coffee · 6357 Hammond Bay Road637 m
  • Tim Hortons640 m
  • Starbucks · 6650 Mary Ellen Drive748 m

Grocery (3)

  • Walmart Supercentre · 6801 Island Highway North620 m
  • Save-On-Foods · 6901 Island Highway North705 m
  • Pomme Natural Market · 6560 Metral Drive723 m

Parks (4)

  • Southampton Park · 6544 Southampton Road303 m
  • Saxer Park · 6500 Dover Road367 m
  • Groveland Gyro Park700 m
  • McGirr Sports Fields · 6175 McGirr Road792 m

Shopping (3)

  • Woodgrove Centre · 6631 Island Highway North565 m
  • Winners668 m
  • Winners778 m

Gyms (2)

  • Tiger Martial Arts55 m
  • Fitness Experience448 m

Pharmacies (2)

  • Costco Pharmacy243 m
  • Unnamed769 m

Banks & ATMs (5+)

  • Scotiabank · 6750 Island Highway North274 m
  • Woodgrove Chrysler - Bitcoin Well ATM · 6800 Island Highway North350 m
  • CIBC · 6570 Island Highway North435 m
  • RBC Royal Bank447 m
  • Island Savings482 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$587,920.00
Periodic payment — Principal & Interest (monthly)$3,793.06
Additional monthly expenses (strata, tax, utilities, etc.)$415.42
Total monthly cost$4,208.48
Interest paid over 5-yr term$168,499.56
Balance at end of term$528,835.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,278.25

Cash Needed at Closing

Minimum down payment$48,490
Estimated BC PTT$12,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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