Property Type: Condo / ApartmentOwnership: Strata

6430 Lakes Rd

Duncan, BC V9L5V7

$1,795,000

4 bed4 bath8 parking2,744 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Lot size
2.57 acres
Zoning
Rural residential

A2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$11,543.25

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
8

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OfficeSecond level8'11 x 14'7
BathroomMain level3-Piece
BedroomSecond level11'8 x 14'2
BedroomSecond level15'0 x 11'9
BathroomSecond level4-Piece
BedroomSecond level11'6 x 12'11
EnsuiteSecond level5-Piece
Primary BedroomSecond level17'1 x 14'1
Family roomMain level12'6 x 11'9
BathroomMain level2-Piece
PantryMain level6'4 x 4'1
KitchenMain level15'5 x 15'1
Dining roomMain level15'5 x 13'4
Living roomMain level17'1 x 16'11
EntranceMain level13'1 x 11'3

Listing Information

MLS®
1042162
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Set on 2.57 private acres with lake views, this executive home built in 2019 offers 2,744 sq ft of main-level living with bedrooms up — a layout that makes everyday life easy. The 2nd floor primary suite is amazing with large ensuite and walk in closet and the welcoming kitchen anchors the main floor along with the dining, living, and family rooms. Three more bedrooms fill the upper level, perfect for family or guests. Step outside to resort-style outdoor living: a sprawling stamped-concrete patio with a custom built-in bar, gazebo, and multiple lounge areas set among mature trees — built for entertaining or simply unwinding. A separate detached shop adds real value, with a workshop, private office, bathroom, and loft storage above, plus solar panels already installed — loads of potential for a business, hobbies, or ??? Minutes to town, with the space and privacy of acreage living. (id:63159)

Values & Trends

This listing

$654/sqft

Building average

No other active listings in this building

East Duncan average

$460/sqft

12 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alex AitkenElementary1.5 km
Alexander ElementaryElementary2.3 km
Quamichan SchoolSecondary2.3 km
Queen of Angels School(Independent)Elementary/Middle2.4 km
Duncan Christian School(Independent)K-122.6 km
Maple Bay ElementaryElementary2.9 km
Cowichan Open SchoolSecondary3.5 km
Cowichan Valley Open Learning Co-OpSecondary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($359,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,436,000.00
Periodic payment — Principal & Interest (monthly)$9,264.58
Additional monthly expenses (strata, tax, utilities, etc.)$1,098.94
Total monthly cost$10,363.52
Interest paid over 5-yr term$411,561.73
Balance at end of term$1,291,686.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$359,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,042.34

Cash Needed at Closing

Minimum down payment$359,000
Estimated BC PTT$33,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$394,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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