Property Type: Detached HouseOwnership: Freehold

6430 SPARTAN Street

Oliver, BC V0H1T0

$620,000

5 bed3.5 bath2 parking1,347 sqftBuilt 1949
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,051.79

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Covered

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement4'3'' x 4'3''
StorageBasement5'8'' x 3'2''
Utility roomBasement5'9'' x 9'1''
Full bathroomBasement8' x 4'10''
BedroomBasement10'9'' x 8'10''
BedroomBasement11'6'' x 10'4''
Living roomBasement10'8'' x 15'11''
KitchenBasement14'1'' x 9'4''
KitchenMain level10'7'' x 13'8''
Laundry roomMain level5'9'' x 12'9''
KitchenMain level14'1'' x 11'3''
Dining roomMain level10'6'' x 8'7''
Living roomMain level12'3'' x 16'2''
2pc Ensuite bathMain level
Primary BedroomMain level12'2'' x 16'3''
BedroomMain level10'7'' x 11'8''
BedroomMain level8'10'' x 11'3''
3pc BathroomMain level6'10'' x 7'6''

Listing Information

MLS®
10394910
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Amos Realty · Data source: CREA DDF.

Description

Prepare to fall in love with this beautifully updated character home offering stunning views of Mt. Baldy and incredible versatility. Perfect for families, young couples, or retirees, this property features an extensively renovated main level alongside a bright, two-bedroom non-conforming basement suite that serves as an excellent mortgage helper or private in-law suite. Inside, you will find a cozy front living room and an open kitchen and dining area with elegant French doors that swing open to a private back patio. The home boasts substantial, high-value upgrades from top to bottom, including new flooring, two updated kitchens, newer windows, siding, a high-efficiency furnace, and central AC. The outdoor spaces are designed for effortless living with a zero-maintenance backyard, a small grassy front yard, a large detached double carport, and two distinct patios—one in the front to soak in the gorgeous mountain and town views, and another in the back for ultimate privacy. Superbly located within easy walking distance of local schools, recreation, and all amenities, this turn-key gem is a must-see. Measurements are approximate; if important, buyer to verify. (id:63159)

Values & Trends

This listing

$460/sqft

Building average

No other active listings in this building

Oliver average

$434/sqft

101 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oliver ElementaryElementary369 m
Southern Okanagan SecondarySecondary473 m
Southern Okanagan AltSecondary473 m
Tuc-el-Nuit ElementaryElementary629 m
Senpaq'cin School(Independent)Elementary2.5 km
Cawston Primary SchoolElementary14.9 km
Okanagan Falls ElementaryElementary17.4 km
Osoyoos ElementaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Pappa's Firehall Bistro · 6077 Main Street712 m
  • Taco Riendo717 m
  • Oliver Eats · 6060 Station Street779 m

Cafes (1)

  • Medici’s Café and Gelateria · 522 Fairview Road579 m

Parks (5+)

  • Unnamed292 m
  • Unnamed483 m
  • Lion's Park · 6607 Station Street640 m
  • Unnamed666 m
  • Triangle Park666 m

Pharmacies (1)

  • Pharmasave · 6323 Main Street579 m

Banks & ATMs (2)

  • CIBC · 6286 Okanagan Highway552 m
  • RBC · 6306 Main Street553 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$496,000.00
Periodic payment — Principal & Interest (monthly)$3,200.02
Additional monthly expenses (strata, tax, utilities, etc.)$321.32
Total monthly cost$3,521.34
Interest paid over 5-yr term$142,155.03
Balance at end of term$446,153.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,483.07

Cash Needed at Closing

Minimum down payment$37,000
Estimated BC PTT$10,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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