Property Type: Detached HouseOwnership: Freehold

6450 Yates Creek Road

Kamloops, BC V0E1Z1

$1,895,000

4 bed3 bath2 parking3,142 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
24.27 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,733.02

Interior

Basement
Full
Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (3)
Fireplace type
Wood, Conventional
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Wood siding
View
Mountain view, View of water
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
RV

Room Dimensions

RoomLevelDimensions
Utility roomBasement13'4'' x 16'8''
Laundry roomBasement13'5'' x 9'5''
GymBasement13'5'' x 8'11''
BedroomBasement14'4'' x 13'6''
4pc Ensuite bathSecond level
BedroomSecond level9'8'' x 16'4''
OfficeSecond level9'6'' x 11'8''
Primary BedroomSecond level25'3'' x 21'2''
3pc Ensuite bathMain level
3pc BathroomMain level
Family roomMain level21'1'' x 19'7''
BedroomMain level12'11'' x 13'1''
Mud roomMain level14'4'' x 7'1''
SunroomMain level20'1'' x 6'6''
OfficeMain level13'5'' x 13'6''
Dining roomMain level17'1'' x 10'1''
Living roomMain level16'3'' x 28'9''
KitchenMain level11'9'' x 14'9''
FoyerMain level11' x 10'7''

Listing Information

MLS®
10388523
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Kamloops (Sun Peaks) · Data source: CREA DDF.

Description

Rare opportunity to own a stunning 24-acre lakefront retreat offering privacy, functionality, and year-round recreation. This well-maintained property has seen extensive recent improvements including refinished floors in the main living area, painted deck and baseboards, plus extensive Fire Smart work for added peace of mind. Main level offers a covered & inviting entry, kitchen and dining area, office, sunroom, bedroom with 3-piece ensuite, additional kitchen space, separate family room area with its own 3-piece ensuite, storage area, and a cozy wood-burning fireplace. Upstairs includes two bedrooms; a generous primary bedroom / office with wic & 4-piece ensuite. The lower level features an additional bedroom with storage, gym area, laundry, wood-burning fireplace. Comfort and efficiency are prioritized with high-efficiency electric heaters, heat pump with air conditioning, and a durable 50-year fireproof asphalt tile roof. Offered largely furnished and includes valuable extras such as a snowblower, wood splitter, mower, quad, tools, ladders, and pumps for water and sprinklers. Enjoy lakefront living with 2 docks, a BBQ connected to a gas outlet, propane system, well water plus creek water access, septic field, garden area, and a charming detached covered porch area. Shared driveway access is secured through a registered easement. 20 mins. to downtown Kamloops or Sun Peaks, this unique property offers an exceptional combination of recreation, comfort & long term value. (id:63159)

Values & Trends

This listing

$603/sqft

Building average

No other active listings in this building

Heffley average

$488/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Heffley Creek ElementaryElementary11.3 km
Pinantan ElementaryElementary14.4 km
Rayleigh ElementaryElementary15.7 km
Sun Peaks SchoolElementary/Middle16.5 km
Westsyde ElementaryElementary18.4 km
Westsyde SecondarySecondary19.1 km
David Thompson ElementaryElementary19.5 km
Arthur Stevenson ElementaryElementary19.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($379,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,516,000.00
Periodic payment — Principal & Interest (monthly)$9,780.72
Additional monthly expenses (strata, tax, utilities, etc.)$551.42
Total monthly cost$10,332.14
Interest paid over 5-yr term$434,489.96
Balance at end of term$1,363,646.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$379,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,657.51

Cash Needed at Closing

Minimum down payment$379,000
Estimated BC PTT$35,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$416,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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