Property Type: Land / LotOwnership: FreeholdRECENTLY LISTED

6461 Monck Park Road

Merritt, BC V1K0A1

$219,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.04 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$889.76

Interior

Fireplace
None

Exterior & Lot

View
View of water

Listing Information

MLS®
10398800
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Truepeak Realty · Data source: CREA DDF.

Description

Welcome home to Nicola Lakeshore Estates. Build your dream home and live here full time or vacation year-round. This premium 1+ acre property offers panoramic views of Nicola Lake and the surrounding valley. Located just across the road from private beach access and just down the road from the private boat launch. This NON-strata property has over $40,000 estimated in improvements with driveway access off Monck Park Rd, a prepared level building site, and services on site including electrical pole and panel, water, sewer connection and pump, and Telus high speed internet ready. Just 20 minutes outside of Merritt and 2.5 hours drive from the Fraser Valley, this area offers year-round recreation including watersports, fishing, ATVing, snowmobiling, and more. Call today for more information! (id:63159)

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
N'kwala School(Independent)K-1217.1 km
Merritt Bench ElementaryElementary20.3 km
Nicola Canford ElementaryElementary20.9 km
Kengard Alternate SchoolSecondary20.9 km
Diamond Vale ElementaryElementary21.1 km
Merritt Central ElementaryElementary22.0 km
Merritt SecondaryElementary22.1 km
Collettville ElementaryElementary23.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$175,920.00
Periodic payment — Principal & Interest (monthly)$1,134.98
Additional monthly expenses (strata, tax, utilities, etc.)$74.15
Total monthly cost$1,209.12
Interest paid over 5-yr term$50,419.18
Balance at end of term$158,240.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,606.41

Cash Needed at Closing

Minimum down payment$10,995
Estimated BC PTT$2,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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