Property Type: Detached HouseOwnership: Freehold

6462 MERCER ROAD

100 Mile House, BC V0K2E3

$315,000

4 bed3 bath2,150 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
43,124.4 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,735.5 (2025)

Interior

Basement
Full
Heating
Baseboard heaters, Electric, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Laundry roomMain level
Primary BedroomMain level
Bedroom 2Main level
Recreational, Games roomBasement
Mud roomBasement
StorageBasement
Bedroom 3Basement
Bedroom 4Basement
OtherBasement

Listing Information

MLS®
R3123785
Listed
May 14, 2026
Time on market
On the market for 109 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker BC Ltd · Data source: CREA DDF.

Description

Fantastic location less than 10 minutes to town and just minutes from Horse Lake. Situated on just under one acre, this property offers the perfect blend of space, comfort, and convenience. The main floor features a sunken living room with a cozy gas fireplace and sliding glass doors leading to the sundeck. The spacious primary bedroom includes a large ensuite, with an additional bedroom and laundry also located on the main level. Downstairs offers a separate exterior entrance, an additional bedroom, a large rec room, and an oversized storage room—ideal for extended family or future suite potential. Located on the school bus route, this property is an excellent opportunity for families seeking peaceful country living close to town. (id:63159)

Values & Trends

This listing

$147/sqft

Building average

No other active listings in this building

100 Mile House average

$358/sqft

55 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Peter Skene Ogden SecondarySecondary5.3 km
PSO Outback StorefrontSecondary5.4 km
100 Mile House ElementaryElementary5.5 km
Horse Lake ElementaryElementary8.0 km
Mile 108 ElementaryElementary14.4 km
Forest Grove ElementaryElementary20.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$252,000.00
Periodic payment — Principal & Interest (monthly)$1,625.82
Additional monthly expenses (strata, tax, utilities, etc.)$335.96
Total monthly cost$1,961.78
Interest paid over 5-yr term$72,223.92
Balance at end of term$226,674.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,301.13

Cash Needed at Closing

Minimum down payment$15,750
Estimated BC PTT$4,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,550

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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