Property Type: Detached House

647 Dinner Bay Rd

Mayne Island, BC V0N2J2

$3,000,000

3 bed3 bath10 parking1,723 sqftBuilt 2004
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
3.38 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Strata / maintenance fee
$7,350/mo
Annual property tax
$2,773.94

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
10

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
LoftOther21'2 x 23'2
BathroomSecond level5'0 x 8'0
BathroomSecond level6'4 x 8'4
BedroomSecond level9'10 x 10'6
BedroomSecond level9'7 x 10'1
Primary BedroomSecond level10'11 x 13'5
StorageMain level4'6 x 7'6
BathroomMain level5'9 x 11'3
OfficeMain level9'6 x 12'5
Living roomMain level13'9 x 16'5
Dining roomMain level11'1 x 13'4
KitchenMain level9'6 x 11'11
EntranceMain level6'5 x 11'7

Listing Information

MLS®
1041173
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Mayne-Pender · Data source: CREA DDF.

Description

Welcome to Dinner Point Waterfront Estates! Experience Ultimate Privacy and the most Spectacular Southern Ocean Views at this 1723 sqft 2 storey, 3 bed, 3 bath Beach House. Steps away from the water and one of the best views in the Southern Gulf Islands, this large family home is ready for new memories. Open plan living spaces, kitchen, and an office, and a 4 pc bathroom complete the main floor. Head upstairs and you will find 3 bedrooms with ocean views and 2 more bathrooms. A detached garage with another small bathroom and a 400+ sqft loft area. This property is owned by a corporation & offers the right to occupy lot 3, a 3.38 acre parcel. The 39 acre common property allows access to a dock & moorage and is unique throughout the Southern Gulf Islands in terms of privacy and untouched beauty. (id:63159)

Values & Trends

This listing

$1,741/sqft

Building average

No other active listings in this building

Mayne Island average

$781/sqft

22 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mayne Island SchoolElementary3.2 km
Galiano Community SchoolElementary6.1 km
Pender Islands Elem-SecondaryElementary/Middle8.2 km
Saturna Island Elementary SecondaryK-1211.5 km
Salt Spring ElementaryElementary13.7 km
Gulf Islands SecondarySecondary14.1 km
Phoenix PlaceSecondary14.2 km
Fernwood ElementaryElementary18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Oceanwood Resort · 630 Dinner Bay Road283 m

Parks (1)

  • Dinner Bay Park248 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($600,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,400,000.00
Periodic payment — Principal & Interest (monthly)$15,483.99
Additional monthly expenses (strata, tax, utilities, etc.)$7,667.16
Total monthly cost$23,151.15
Interest paid over 5-yr term$687,846.90
Balance at end of term$2,158,807.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$600,000
Stress test qualifying rate8.09%
Payment you must qualify for$18,455.16

Cash Needed at Closing

Minimum down payment$600,000
Estimated BC PTT$68,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$669,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information