Property Type: Detached HouseOwnership: Freehold

6483 HORSE LAKE ROAD

Lone Butte, BC V0K1X3

$699,999

3 bed1 bath2,200 sqftBuilt 1992
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,213.73 (2025)

Interior

Basement
Full
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Metal
View
View

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Primary BedroomAbove
LoftAbove
Bedroom 2Basement
Bedroom 3Basement
Utility roomBasement

Listing Information

MLS®
R3134080
Listed
June 9, 2026
Time on market
On the market for 83 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd. · Data source: CREA DDF.

Description

Cozy log home on 5.22 fully-fenced acres just minutes from town and Horse Lake fishing access. A perfect escape from the city with space to roam, garden, retire or raise a family. Watch wild deer, foxes and moose pass through your yard, grow your own food in new garden beds, and enjoy a canning bunker for cold storage. The property includes a 32' x 32' detached shop, 3-bay carport, detached guest suite with power and heat, chicken coop, dog run, dirt biking trails, and a 12' x 33' RV pad with full hookups for visitors. A creek borders the back right side of the property, with a peaceful lounging area. (id:63159)

Values & Trends

This listing

$318/sqft

Building average

No other active listings in this building

Lone Butte average

$342/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary3.1 km
Peter Skene Ogden SecondarySecondary15.9 km
PSO Outback StorefrontSecondary16.0 km
100 Mile House ElementaryElementary16.0 km
Forest Grove ElementaryElementary21.5 km
Mile 108 ElementaryElementary23.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,999.00
Periodic payment — Principal & Interest (monthly)$3,612.92
Additional monthly expenses (strata, tax, utilities, etc.)$377.81
Total monthly cost$3,990.73
Interest paid over 5-yr term$160,497.32
Balance at end of term$503,720.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$45,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.71

Cash Needed at Closing

Minimum down payment$45,000
Estimated BC PTT$12,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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