Property Type: Detached HouseOwnership: Freehold

6513 MONETTE ROAD

100 Mile House, BC V0K1K0

$1,099,000

3 bed2 bath2,265 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.97 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,127.36 (2025)

Interior

Basement
Finished, N/A
Heating
Baseboard heaters, Propane, Wood
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Detached Garage

Room Dimensions

RoomLevelDimensions
LoftAbove
FoyerMain level
Living roomMain level
KitchenMain level
Flex SpaceMain level
Primary BedroomMain level
Bedroom 2Main level
Family roomBasement
Bedroom 3Basement
StorageBasement
Mud roomBasement

Listing Information

MLS®
R3118646
Listed
May 5, 2026
Time on market
On the market for 118 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Set on 5 acres with 190 ft of Horse Lake frontage, just 18 minutes from town, this 3-bed, 2-bath home features vaulted ceilings, timber framing, and a bright open layout with lake views. Enjoy a wood-burning fireplace, infrared sauna, and a 35x25 shop/garage with car hoist-perfect for car enthusiasts. A powered 35x15 boathouse with deck, private dock, and easy access to fishing, swimming, and boating complete the package. Mature trees offer privacy, and the grounds are ideal for gardening and outdoor living. A perfect full-time home or getaway blending comfort and convenience. (id:63159)

Values & Trends

This listing

$485/sqft

Building average

No other active listings in this building

100 Mile House average

$352/sqft

55 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary3.7 km
100 Mile House ElementaryElementary16.0 km
PSO Outback StorefrontSecondary16.0 km
Peter Skene Ogden SecondarySecondary16.0 km
Forest Grove ElementaryElementary20.7 km
Mile 108 ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$540.28
Total monthly cost$6,212.58
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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