Property Type: Detached HouseOwnership: Freehold

6515 Ferguson Place

Peachland, BC V0H1X7

$1,275,000

4 bed3.5 bath4 parking2,440 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,576.42

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view
Pool
Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement11' x 5'7''
Family roomBasement20' x 15'9''
3pc BathroomBasement7' x 5'
BedroomBasement16' x 13'3''
BedroomBasement13'3'' x 12'6''
BedroomMain level13' x 8'
FoyerMain level16' x 5'
Laundry roomMain level12' x 6'3''
5pc Ensuite bathMain level11' x 10'
Primary BedroomMain level14' x 14'
2pc BathroomMain level6' x 5'
Living roomMain level14' x 14'
Dining roomMain level15'6'' x 9'
KitchenMain level14' x 8'

Listing Information

MLS®
10396111
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd · Data source: CREA DDF.

Description

Beautiful owner-built 4-bedroom, 2.5-bathroom rancher with a full basement, offering an open-concept floor plan with 9' ceiling ideal for families, retirees, or anyone seeking the convenience of main floor living. The spacious main level features a laundry room with abundant cabinetry and a sink, while the primary bedroom boasts a walk-through closet and luxurious 5-piece ensuite. The well-appointed kitchen offers quartz countertops, a built-in desk, extensive cabinetry, generous counter space, and a breakfast bar—perfect for everyday living and entertaining. Enjoy your year-round comfort or seasonal stays with a heat pump and natural gas forced air heating, complemented by decorative brick natural gas fireplaces in both the living and family rooms. Step outside to take in spectacular Okanagan Lake views from the sunny upper deck or the covered lower patio. The low-maintenance yard includes underground sprinklers, a charming pond with goldfish, and a 10' x 23' double-walled fibreglass in-ground swimming pool. Located on a quiet cul-de-sac, this property provides a safe setting for children and pets, with Okanagan Lake just down the road. Additional features include durable stucco siding, a double garage with heat, a new gas hot water tank (2026), decorative brick fireplace surrounds, a new furnace motherboard (2024), and an updated downstairs bathroom. This is a nicely maintained home offering comfort, quality craftsmanship, and exceptional lakeview living. (id:63159)

Values & Trends

This listing

$523/sqft

Building average

No other active listings in this building

Peachland average

$507/sqft

66 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary5.2 km
Glenrosa Middle SchoolMiddle12.1 km
Webber Road ElementaryElementary12.2 km
Helen Gorman ElementaryElementary12.7 km
Glenrosa ElementaryElementary12.7 km
Our Lady of Lourdes(Independent)Elementary/Middle12.8 km
Sensisyusten House of Learning(Independent)Elementary15.7 km
Shannon Lake ElementaryElementary15.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Dragon Lotus Restaurant498 m

Parks (1)

  • Hardy Falls Regional Park581 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,020,000.00
Periodic payment — Principal & Interest (monthly)$6,580.69
Additional monthly expenses (strata, tax, utilities, etc.)$586.70
Total monthly cost$7,167.40
Interest paid over 5-yr term$292,334.93
Balance at end of term$917,493.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,016.11

Cash Needed at Closing

Minimum down payment$102,500
Estimated BC PTT$23,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$127,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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