Property Type: Detached HouseOwnership: Freehold

6528 Waterside Trail Unit# 21

Merritt, BC V1K0A1

$1,188,800

6 bed4.5 bath2 parking0 sqftBuilt 2024
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Amenities

Also listed: Whirlpool

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$125/mo
Annual property tax
$4,225.09

Maintenance Fee Includes

GarbageManagement

Also included: Other, See Remarks, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Propane, Unknown
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomBasement10'8'' x 6'6''
4pc BathroomBasement10'8'' x 5'5''
4pc BathroomBasement11'3'' x 5'5''
BedroomBasement11'2'' x 12'0''
BedroomBasement10'0'' x 10'1''
BedroomBasement10'0'' x 10'0''
BedroomBasement9'11'' x 10'5''
Living roomBasement17'8'' x 15'1''
FoyerMain level6'3'' x 8'7''
2pc BathroomMain level6'0'' x 5'3''
BedroomMain level11'0'' x 10'11''
4pc Ensuite bathMain level5'0'' x 13'8''
Primary BedroomMain level13'11'' x 14'0''
Dining roomMain level11'5'' x 14'8''
KitchenMain level14'0'' x 12'2''
Living roomMain level17'9'' x 15'10''

Listing Information

MLS®
10392353
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Little Oak Realty · Data source: CREA DDF.

Description

Welcome to this stunning 6-bedroom, 4-bathroom luxury lakefront home, perfectly situated on a spacious 8,009 sq. ft. lot, just 15 minutes from Merritt, BC. Designed with a bright, open-concept floor plan, this home features a modern kitchen that flows seamlessly into the living and dining areas, all showcasing spectacular lake views. Whether you're looking for a year-round residence, a vacation retreat, or a proven income-producing Airbnb investment, this property offers exceptional value. Step onto your private lakeview sundeck, relax in the hot tub, and take in the breathtaking waterfront scenery just beyond your backyard. Experience the perfect blend of luxury, comfort, convenience, and outstanding investment potential. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Merritt average

$360/sqft

92 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
N'kwala School(Independent)K-1216.7 km
Merritt Bench ElementaryElementary21.0 km
Nicola Canford ElementaryElementary21.6 km
Kengard Alternate SchoolSecondary21.6 km
Diamond Vale ElementaryElementary21.8 km
Merritt Central ElementaryElementary22.7 km
Merritt SecondaryElementary22.8 km
Collettville ElementaryElementary23.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,880) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$951,040.00
Periodic payment — Principal & Interest (monthly)$6,135.79
Additional monthly expenses (strata, tax, utilities, etc.)$477.09
Total monthly cost$6,612.88
Interest paid over 5-yr term$272,570.80
Balance at end of term$855,463.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,880
Stress test qualifying rate8.09%
Payment you must qualify for$8,419.55

Cash Needed at Closing

Minimum down payment$93,880
Estimated BC PTT$21,776
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,156

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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