6528 WATERSIDE Trail Unit# SL.39
Merritt, BC V1K1B8
$584,900
Property Details
Property & Lot
- Sub-type
- Other
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Strata / maintenance fee
- $125/mo
- Annual property tax
- $1,144
Interior
- Fireplace
- None
Exterior & Lot
- View
- View (panoramic)
- Waterfront
- Waterfront on lake
Listing Information
- MLS®
- 10327768
- Listed
- November 5, 2024
- Time on market
- On the market for 665 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Assurance Realty Ltd. · Data source: CREA DDF.
Description
The largest bare land strata lot in the development! This exceptional waterfront lot on Nicola Lake offers the perfect opportunity to build your dream home in a sought-after bare land strata community. The lot measures 13,131 sq. ft. with an approximate buildable footprint of 600 ± sq. metres (see plan). Short-term rentals are permitted, making this an excellent option for personal use or investment. Water and sewer are at the property line. GST is applicable. The Developer’s Disclosure Statement is available online at www.nicolaestates.com under Properties for Sale, then Lot 39 – Bare Land Strata Information. Call the Listing Agent for further details. LIMITED TIME PROMO. Receive a $10,000 discount if you: 1, Make an offer to acquire a lot 2. Put down a deposit of 10% of the purchase price, 3. All conditions and subjects are removed to accept a financial close on the purchase of the lot by end of Aug 2026 Should any of the 3 items not occur, the original listing price will apply. (id:63159)
Location Insights
Weather
12°C
—
Humidity 76%
Wind NE 6 km/h
Tonight
8°
Tuesday
25°
Tuesday night
12°
Wednesday
21°
Wednesday night
9°
Thursday
16°
Source: Environment and Climate Change Canada.
Population
7,051
(2021 Census)
-1.2% since 2016
Density: 270.8/km²
Dwellings: 3,149
Median household income: $70,000
After-tax: $64,000
Immigrant population: 9.6%
Top countries of origin (% of total population)
- India2.3% · 160
- United States of America1% · 70
- United Kingdom0.9% · 65
- Philippines0.8% · 55
- Korea, South0.5% · 35
- Italy0.4% · 25
- Netherlands0.4% · 25
- South Africa, Republic of0.3% · 20
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| N'kwala School(Independent) | K-12 | 16.7 km |
| Merritt Bench Elementary | Elementary | 21.0 km |
| Nicola Canford Elementary | Elementary | 21.6 km |
| Kengard Alternate School | Secondary | 21.6 km |
| Diamond Vale Elementary | Elementary | 21.8 km |
| Merritt Central Elementary | Elementary | 22.7 km |
| Merritt Secondary | Elementary | 22.8 km |
| Collettville Elementary | Elementary | 23.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Nicola-Similkameen (SD58)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($33,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.