Property Type: Land / LotOwnership: Freehold

657 HOIRUP Road

Clearwater, BC V0E1N1

$99,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
9.93 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$631

Interior

Heating
No heat
Fireplace
None

Listing Information

MLS®
181445
Listed
October 21, 2024
Time on market
On the market for 679 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

10 ACRE LOT . Located just north of Vavenby. Slightly sloping lot, has pasture in place, plenty of room to build . Power is near the lot line . Ready for your plans...... (id:63159)

Location Insights

Weather

14°C

Humidity 87%

Wind NW 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vavenby ElementaryElementary5.7 km
Raft River ElementaryElementary21.8 km
Clearwater SecondaryElementary23.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,200.00
Periodic payment — Principal & Interest (monthly)$510.97
Additional monthly expenses (strata, tax, utilities, etc.)$52.58
Total monthly cost$563.55
Interest paid over 5-yr term$22,698.95
Balance at end of term$71,240.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,950
Stress test qualifying rate8.09%
Payment you must qualify for$723.21

Cash Needed at Closing

Minimum down payment$4,950
Estimated BC PTT$990
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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