Property Type: Detached HouseOwnership: Freehold

6580 Phantom Rd

Lantzville, BC V0R2H0

$1,349,000

3 bed3 bath5 parking2,439 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
2.52 acres
Zoning
Rural residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,541.18

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
Eating areaMain level10'9 x 7'7
DenMain level25'8 x 11'3
KitchenMain level10'9 x 14'3
Laundry roomMain level7'2 x 5'2
Living roomMain level16'10 x 11'9
SunroomMain level28'5 x 8'4
Utility roomMain level6'9 x 5'8
BathroomSecond level3-Piece
LoftSecond level18'3 x 15'4
Primary BedroomSecond level15'9 x 11'9
BathroomSecond level3-Piece
BedroomSecond level12'9 x 11'2
KitchenSecond level7'4 x 9'10
Dining roomSecond level6'4 x 13'9
BedroomMain level10'5 x 11'10

Listing Information

MLS®
1027538
Listed
March 3, 2026
Time on market
On the market for 181 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

West Coast living meets country-cottage charm on this peaceful and private 2.52-acre corner lot in Upper Lantzville. This welcoming 3-bed, 3-bath home offers flexible living spaces with the option to create a 4th bedroom if desired. Inside, natural textures and bright, cozy rooms create a relaxed cottage feel. A self-contained guest suite adds versatility for family, visitors, or income potential. The attached 2-car garage and the fully insulated, heated 200-amp shop provide exceptional storage and workspace. The property is a true retreat, featuring mature trees, fruit trees, a fully fenced garden, and inviting outdoor sitting areas perfect for enjoying the good life. Private, peaceful, and full of character—this is a rare Upper Lantzville acreage that blends beauty and practicality in one special package. (id:63159)

Values & Trends

This listing

$553/sqft

Building average

No other active listings in this building

Upper Lantzville average

$558/sqft

13 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,817

(2021 Census)

+5.9% since 2016

Density: 137.9/km²

Dwellings: 1,568

Median household income: $99,000

After-tax: $87,000

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.5% · 170
  • United States of America2.1% · 80
  • Germany1% · 40
  • Viet Nam0.5% · 20
  • Netherlands0.3% · 10
  • Poland0.3% · 10
  • Iran0.3% · 10
  • China0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Aspengrove School(Independent)K-12885 m
Seaview ElementaryElementary1.7 km
Pleasant Valley ElementaryElementary2.3 km
Dover Bay SecondaryElementary3.1 km
McGirr ElementaryElementary3.1 km
Randerson Ridge ElementaryElementary3.6 km
Rutherford ElementaryElementary3.9 km
Uplands Park ElementaryElementary5.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Elm Park · 6689 Elm Road353 m
  • Clark Drive Park · 7665 Clark Drive796 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,079,200.00
Periodic payment — Principal & Interest (monthly)$6,962.63
Additional monthly expenses (strata, tax, utilities, etc.)$500.43
Total monthly cost$7,463.06
Interest paid over 5-yr term$309,301.82
Balance at end of term$970,743.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,528.25

Cash Needed at Closing

Minimum down payment$109,900
Estimated BC PTT$24,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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