Property Type: Land / LotOwnership: Freehold

6709 Victoria Road S Lot# 13

Summerland, BC V0H1Z2

$239,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.3 acres
Frontage
157 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$1,660

Interior

Fireplace
None

Listing Information

MLS®
10387790
Listed
May 26, 2026
Time on market
On the market for 97 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Build Your Vision in Summerland’s Scenic Sedona Heights. Uncover the opportunity to bring your dream home to life in the picturesque community of Summerland, BC. Nestled in the peaceful upper section of the prestigious Sedona Heights development, this approx. 0.30-acre lot offers a serene cul-de-sac setting—perfect for your custom retreat. With endless design possibilities, this property is a true blank slate ready for your imagination. Experience the best of the Okanagan lifestyle, surrounded by world-class wineries, top-tier golf courses, crystal-clear Okanagan Lake, and every amenity you could wish for. Create a personalized sanctuary in one of the region’s most desirable neighbourhoods — where natural beauty meets vibrant living. (id:63159)

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Unisus Senior School(Independent)Secondary275 m
Unisus Junior School(Independent)Elementary275 m
Summerland Montessori School(Independent)Elementary2.3 km
Summerland SecondaryK-122.8 km
Trout Creek ElementaryElementary3.9 km
Naramata ElementaryElementary6.5 km
West Bench ElementaryElementary9.1 km
Queens Park ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$191,920.00
Periodic payment — Principal & Interest (monthly)$1,238.20
Additional monthly expenses (strata, tax, utilities, etc.)$138.33
Total monthly cost$1,376.54
Interest paid over 5-yr term$55,004.82
Balance at end of term$172,632.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,752.51

Cash Needed at Closing

Minimum down payment$11,995
Estimated BC PTT$2,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,293

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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