Property Type: DuplexOwnership: FreeholdRECENTLY LISTED

680 Valley Road Unit# 84

Kelowna, BC V1V2J3

$719,000

2 bed2 bath2 parking1,406 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
Duplex
Stories
1
Lot size
0.08 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$235/mo
Annual property tax
$3,637

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level8'2'' x 5'9''
Laundry roomMain level8'2'' x 10'
BedroomMain level10' x 12'
Dining roomMain level12'3'' x 15'11''
Family roomMain level8'7'' x 16'4''
KitchenMain level10'9'' x 16'
Living roomMain level12'1'' x 12'11''
Full ensuite bathroomMain level8'2'' x 10'5''
Primary BedroomMain level13'2'' x 18'5''

Listing Information

MLS®
10398749
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Well maintained home in popular Chartwell. Good floor plan with bedrooms separated by living space. Kitchen has lots of cabinetry and island, convenient for extra work space or entertaining. The adjacent family room is cozy with gas f/p and access to rear private patio. Living/dining room has vaulted ceilings newer laminate flooring. Private entrance with lovely phantom screen door allowing for gentle breeze and nice air flow. The Primary bedroom is large with beautiful windows to private yard. Ensuite has a separate shower and bath with lots of storage and counter space. Second bedroom/office has lovely corner windows facing out to the street side of the property. Convenient laundry with access to double garage. New furnace and roof in 2025. A lovely well maintained complex with clubhouse available for special functions. Excellent location central to everything and walking distance to shopping and Brandt's Creek linear park. (id:63159)

Values & Trends

This listing

$511/sqft

Building average

No other active listings in this building

Glenmore average

$470/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenmore ElementaryElementary798 m
Watson Road ElementaryElementary942 m
Bankhead ElementaryElementary2.0 km
Dr Knox Middle SchoolMiddle2.4 km
North Glenmore ElementaryElementary2.9 km
Springvalley Middle SchoolElementary3.1 km
Kelowna Arts Academy(Independent)K-123.2 km
Springvalley ElementaryElementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Murray's Pizza · 1924 Summit Drive326 m

Cafes (1)

  • Blenz Coffee · 538 Yates Road649 m

Parks (2)

  • Valley Glen Wetland694 m
  • Caro Park726 m

Banks & ATMs (1)

  • TD Canada Trust · 532 Yates Road643 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($46,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$575,200.00
Periodic payment — Principal & Interest (monthly)$3,711.00
Additional monthly expenses (strata, tax, utilities, etc.)$608.08
Total monthly cost$4,319.08
Interest paid over 5-yr term$164,853.97
Balance at end of term$517,394.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$46,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,168.21

Cash Needed at Closing

Minimum down payment$46,900
Estimated BC PTT$12,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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