Property Type: Detached HouseOwnership: Freehold

683 HAVENCREST Court

Vernon, BC V1H2L9

$1,899,900

3 bed3 bath9 parking2,651 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.3 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,373.7

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood, Ceramic Tile

Exterior & Lot

Exterior features
Brick, Other
View
Mountain view, Valley view

Parking

Total spaces
9 — covered indicated
Features
Attached Garage, Oversize

Room Dimensions

RoomLevelDimensions
OtherMain level14'6'' x 7'1''
Primary BedroomMain level17'7'' x 15'1''
Living roomMain level25'2'' x 16'2''
Laundry roomMain level11'9'' x 10'2''
KitchenMain level12'10'' x 17'6''
FoyerMain level11'3'' x 9'10''
Dining roomMain level10'3'' x 19'5''
DenMain level15'6'' x 11'6''
BedroomMain level18' x 12'9''
BedroomMain level12' x 14'7''
5pc Ensuite bathMain level19'8'' x 8'10''
4pc Ensuite bathMain level5'5'' x 10'6''
3pc BathroomMain level7'9'' x 8'8''

Listing Information

MLS®
10389185
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Priced below assessed value and nestled on a rare 0.30-acre lot, this immaculate executive rancher offers luxury, privacy, and resort-style living in the prestigious Predator Ridge community. Built by Rykon, this exceptional home features 3 bedrooms, a den, and 3 bathrooms, including two ensuites with heated floors. The bright, open-concept design showcases soaring 14-foot vaulted ceilings, a stunning floor-to-ceiling gas fireplace, and large windows that capture beautiful valley views and natural light. The chef-inspired kitchen features premium Fisher & Paykel appliances, a 5-burner gas cooktop, built-in coffee bar, walk-in pantry, and an impressive 9-foot quartz island. The spacious primary suite offers a walk-in closet and spa-like ensuite with dual vanities, soaker tub, and separate shower. Step outside to the covered patio featuring an outdoor kitchen, gas BBQ, and fire pit, surrounded by mature landscaping and exceptional privacy. The oversized garage includes epoxy floors, a golf cart bay, and ample room for vehicles and recreational toys. Enjoy two award-winning golf courses. A fitness centre with lap pool, hot tub and steam rooms, year-round tennis and pickleball, over 35 km of hiking and biking trails, KurSpa at Sparkling Hill, dining, and the Commonage Market. Experience one of the Okanagan's premier resort communities and an unmatched four-season lifestyle. (id:63159)

Values & Trends

This listing

$717/sqft

Building average

No other active listings in this building

Predator Ridge average

$571/sqft

19 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary6.0 km
Ellison ElementaryElementary8.5 km
Clarence Fulton SecondaryElementary8.6 km
Oyama Traditional SchoolElementary9.8 km
Kidston ElementaryElementary10.3 km
Mission Hill ElementaryElementary10.4 km
Kalamalka SecondaryElementary10.9 km
St James(Independent)Elementary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($379,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,519,920.00
Periodic payment — Principal & Interest (monthly)$9,806.01
Additional monthly expenses (strata, tax, utilities, etc.)$997.48
Total monthly cost$10,803.48
Interest paid over 5-yr term$435,613.44
Balance at end of term$1,367,172.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$379,980
Stress test qualifying rate8.09%
Payment you must qualify for$11,687.65

Cash Needed at Closing

Minimum down payment$379,980
Estimated BC PTT$35,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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