Property Type: Mobile / ManufacturedOwnership: Freehold

686 Powell Road

Lumby, BC V0E2G7

$375,000

2 bed1 bath816 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
0.44 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$910

Interior

Heating
Forced air
Fireplace
None

Building

Roof
Metal, Unknown

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomMain level9' x 10'
Dining roomMain level8' x 7'
Living roomMain level15' x 15'
Full bathroomMain level
Primary BedroomMain level14' x 13'
KitchenMain level7' x 10'

Listing Information

MLS®
10392209
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Enjoy the privacy and space of this .44-acre property with ample parking for RVs, boats, vehicles, and all your recreational toys. This mobile home offers 2 bedrooms, 1 bathroom, spacious family room & a storage shed. A great opportunity for first-time buyers, downsizers, investors, or anyone seeking affordable country living with plenty of room to spread out. (id:63159)

Values & Trends

This listing

$460/sqft

Building average

No other active listings in this building

Whitevale average

No comparable active listings

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Waldorf School(Independent)Elementary2.6 km
Crossroads Learning CentreSecondary3.9 km
Charles Bloom SecondaryK-124.0 km
J W Inglis ElementaryElementary4.3 km
Lavington ElementaryElementary8.1 km
Coldstream ElementaryElementary17.1 km
Hillview ElementaryElementary17.9 km
B X ElementaryElementary18.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (strata, tax, utilities, etc.)$116.83
Total monthly cost$2,052.33
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.44

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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