Property Type: Detached HouseOwnership: Freehold

687 CHAMPLAIN Boulevard

Cambridge, BC N1R7Z8

$824,900

4 bed3.5 bath2 parking1,692 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
55 feet

R-4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,661

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Brick, Vinyl siding
Pool
Above ground pool
Lot features
Corner Site, Paved driveway
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Alarm system, Smoke Detectors

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement24'0'' x 10'9''
BedroomBasement10'3'' x 12'2''
3pc BathroomBasement
Primary BedroomSecond level10'10'' x 17'11''
BedroomSecond level11'4'' x 13'8''
BedroomSecond level14'9'' x 9'6''
4pc BathroomSecond level
OfficeMain level10'6'' x 15'7''
Living roomMain level14'1'' x 10'11''
KitchenMain level10'7'' x 10'11''
Dining roomMain level9'3'' x 10'11''
2pc BathroomMain level

Listing Information

MLS®
40855320
Listed
August 13, 2026
Time on market
On the market for 33 days
Data last synced
September 15, 2026

Listing provided by: Bosley Real Estate Ltd. · Data source: CREA DDF.

Description

This beautifully updated 2-storey home offers the perfect blend of style, comfort, and functionality. Featuring 3 spacious bedrooms plus a 4th bedroom in the fully finished basement and 2.5 bathrooms, this property is ideal for families or those who love to entertain. The bright, modern kitchen, renovated in 2020, serves as the heart of the home with stylish finishes and an inviting layout that flows seamlessly into the main living spaces. Freshly painted throughout, the home feels bright, fresh, and move-in ready. Step outside and discover your own private backyard oasis — an outdoor space designed for relaxing and entertaining alike. The heated saltwater pool with newer liner (2024) creates the ultimate summer retreat, while the thoughtfully designed backyard also features a cozy firepit area, dedicated outdoor dining space, and comfortable sitting area perfect for enjoying warm evenings with family and friends. Whether hosting gatherings or unwinding after a long day, this backyard truly feels like a private resort. The finished basement provides the perfect space for movie nights, a games room, guest accommodations, or additional family living space. A double garage adds convenience and extra storage. Situated in the highly sought-after East Galt neighbourhood, this home is close to excellent schools, parks, shopping, and all amenities. (id:63159)

Values & Trends

This listing

$488/sqft

Building average

No other active listings in this building

22 - Churchill Park/Moffatt Creek average

$404/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$659,920.00
Periodic payment — Principal & Interest (monthly)$4,257.58
Additional monthly expenses (strata, tax, utilities, etc.)$473.42
Total monthly cost$4,731.00
Interest paid over 5-yr term$189,134.97
Balance at end of term$593,600.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,901.11

Cash Needed at Closing

Minimum down payment$57,490
Estimated BC PTT$14,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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