Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

691 3rd Avenue

Fernie, BC V0B1M0

$745,000

2 bed1 bath1,066 sqftBuilt 1945
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.09 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,282.86

Interior

Basement
Cellar
Heating
Forced air, See remarks
Fireplace
None
Flooring
Hardwood

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
FoyerMain level24'8'' x 5'8''
Full bathroomMain level9'10'' x 11'9''
BedroomMain level10'7'' x 9'4''
Primary BedroomMain level13'7'' x 11'9''
Living roomMain level20'10'' x 12'7''
KitchenMain level9'10'' x 18'7''

Listing Information

MLS®
10398557
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

This charming 2-bedroom, 1-bathroom home offers an opportunity to get into the Fernie market at a more approachable price point, all while being just a short walk from the best of downtown. Leave the car at home and enjoy easy access to Fernie's restaurants, cafes, shops, grocery stores and everything else the downtown core has to offer. Situated on a corner lot, the home has plenty of character and a welcoming feel from the moment you step inside. A large foyer provides a generous entry space and leads into the spacious living room, where high ceilings add to the sense of openness and highlight the home's original charm. The living room flows naturally toward the kitchen at the back of the home, creating a comfortable central gathering space. Both bedrooms are generously sized, offering flexibility for a primary bedroom, guest room or a home office. Recent updates include a newer furnace, hot water tank and electrical improvements, providing a solid foundation for the next owner. There is plenty of opportunity here to make the home your own. Whether you're a first-time buyer looking to get into the Fernie market, someone wanting to downsize into a convenient downtown location, or an investor looking for a property with potential, this home is ready for your ideas. Bring your vision, add your personal touches and make the most of this fantastic location. A downtown Fernie home with character, a great location and so much potential - an opportunity you won't want to miss! (id:63159)

Values & Trends

This listing

$699/sqft

Building average

No other active listings in this building

Fernie average

$693/sqft

36 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 72%

Wind SE 4 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Fernie Academy(Independent)K-12274 m
Isabella Dicken ElementaryElementary707 m
Fernie SecondaryK-121.1 km
Sophie-MorigeauElementary1.8 km
Jaffray Elem-Jr SecondaryElementary/Middle22.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Loaf · 641 2nd Avenue100 m
  • The Fernie Taphouse · 691 1st Avenue150 m
  • Lunchbox · 561A 2nd Avenue177 m
  • Nevados · 531 2nd Avenue194 m
  • The Pub, Bar & Grill · 742 BC-3343 m

Cafes (3)

  • Freshies Cafe · 601A 2nd avenue104 m
  • Mug Shots118 m
  • Big Bang bagels · 502 2nd Avenue224 m

Grocery (1)

  • Save-On-Foods · 792 2nd Avenue197 m

Parks (2)

  • Unnamed352 m
  • Unnamed642 m

Pharmacies (1)

  • Save-On-Foods · 792 2nd Avenue193 m

Banks & ATMs (2)

  • Scotiabank · 502 3rd Avenue189 m
  • CIBC · 501 2nd Avenue210 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($49,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$596,000.00
Periodic payment — Principal & Interest (monthly)$3,845.19
Additional monthly expenses (strata, tax, utilities, etc.)$326.57
Total monthly cost$4,171.76
Interest paid over 5-yr term$170,815.31
Balance at end of term$536,103.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,348.15

Cash Needed at Closing

Minimum down payment$49,500
Estimated BC PTT$12,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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