Property Type: Condo / ApartmentOwnership: Strata

7 4604 Hammond Bay Rd

Nanaimo, BC V9T5B1

$569,900

3 bed2 bath1 parking1,286 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Lot size
1,278 square feet
Zoning
Multi-Family

R6

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$289/mo
Annual property tax
$3,966

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level17'8 x 10'5
EnsuiteMain level3-Piece
Primary BedroomMain level13'9 x 11'10
BedroomMain level9'7 x 7'11
Laundry roomMain level7'4 x 10'5
KitchenMain level9'11 x 9'11
Dining roomMain level10'3 x 8'5
Living roomMain level16'10 x 18'4

Listing Information

MLS®
1040046
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (NA) · Data source: CREA DDF.

Description

Welcome to this charming 3-bedroom, 2-bath rancher in a desirable North Nanaimo location! This well-maintained home features updated laminate flooring throughout and a bright, open-concept living and dining area with a cozy wood stove. The functional kitchen flows seamlessly to the private patio and a beautifully landscaped backyard, complete with mature greenery, a peaceful creek, a quaint little bridge, and two storage sheds. The primary bedroom includes a walk-in closet and a 3-piece ensuite with a luxurious hot tub. Two additional bedrooms offer space for family, guests, or a home office. Comfort is ensured year-round with an efficient heat pump system. Ideally located just minutes from the natural beauty of Neck Point Park and Pipers Lagoon, this home offers the perfect balance of tranquility and convenience. Don’t miss this inviting West Coast retreat! (id:63159)

Values & Trends

This listing

$443/sqft

Building average

No other active listings in this building

Hammond Bay average

$492/sqft

4 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hammond Bay ElementaryElementary621 m
Frank J. Ney ElementaryElementary1.1 km
Departure Bay ElementaryElementary2.7 km
Rock City ElementaryElementary2.7 km
Uplands Park ElementaryElementary2.9 km
Wellington SecondarySecondary3.0 km
Rutherford ElementaryElementary3.3 km
Randerson Ridge ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Piper's Restaurant208 m

Parks (5+)

  • McGuffie Park · 4665 McGuffie Road92 m
  • Laguna Park · 4695 Sheridan Ridge Road402 m
  • Roxanne Park · 4780 Roxanne Drive519 m
  • Morningside Park587 m
  • Walley Creek Trail Park605 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$455,920.00
Periodic payment — Principal & Interest (monthly)$2,941.44
Additional monthly expenses (strata, tax, utilities, etc.)$683.27
Total monthly cost$3,624.71
Interest paid over 5-yr term$130,667.98
Balance at end of term$410,101.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,136.34

Cash Needed at Closing

Minimum down payment$31,990
Estimated BC PTT$9,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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