Property Type: Condo / ApartmentOwnership: Strata

7 5471 SECRET COVE ROAD

Halfmoon Bay, BC V7Z1G8

$840,000

3 bed2 bath2 parking2,246 sqftBuilt 1981
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
1,668 square feet
Frontage
45.3 feet

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$73/mo
Annual property tax
$2,627.34 (2025)

Interior

Basement
Finished, Unknown, Unknown
Heating
Baseboard heaters, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
2 — covered indicated
Features
Garage, Visitor Parking

Restrictions & Policies

Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3099516
Listed
March 13, 2026
Time on market
On the market for 171 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Located in the "Secret Cove Mews," this free standing home offers gorgeous ocean & island views & tons of sunshine. Featuring 3 bedrooms/2 baths, a large dining room, formal living room with gas fireplace & a spacious kitchen with stainless steel appliances - all with tons of windows that allow natural sunlight to fill the home. Vaulted ceilings & skylights add character and warmth. Hardwood floors, huge patio with BBQ gas hook up, detached greenhouse, attached garage, A/C, separate recreation room & a wine room. You are walking distance to the ocean to launch a kayak, or keep a boat at one of the local marinas. This area offers so much - crabbing, fishing, day trips to Thormanby Island, hiking trails, ATV trails, the list goes on! Lovely package at an affordable price. (id:63159)

Values & Trends

This listing

$374/sqft

Building average

No other active listings in this building

Halfmoon Bay average

$740/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary8.1 km
Madeira Park ElementaryElementary10.7 km
Pender Harbour Elem-SecondaryK-1211.9 km
West Sechelt ElementaryElementary13.3 km
Kinnikinnick ElementaryElementary14.3 km
Secondaire ChatelechSecondary15.6 km
Chatelech SecondaryElementary15.6 km
du PacifiqueElementary15.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($59,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$672,000.00
Periodic payment — Principal & Interest (monthly)$4,335.52
Additional monthly expenses (strata, tax, utilities, etc.)$403.95
Total monthly cost$4,739.46
Interest paid over 5-yr term$192,597.13
Balance at end of term$604,466.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,005.62

Cash Needed at Closing

Minimum down payment$59,000
Estimated BC PTT$14,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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