702 CHARTER ROAD
Mayne Island, BC V0N2J1
$559,900
Property Details
Property & Lot
- Lot size
- 12,632 square feet
- Frontage
- 200 feet
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,799 (2025)
Interior
- Fireplace
- None
Listing Information
- MLS®
- R3064657
- Listed
- November 4, 2025
- Time on market
- On the market for 300 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Camosun · Data source: CREA DDF.
Description
This cute but spacious summer or year round get-away is a great investment. Hardwood floors, good sized galley kitchen and main floor laundry area. Currently heated with pellet stove & electric baseboard, but a new heat pump to be installed in Nov. Principle bedroom on the upper floor has full 4pc ensuite and two good sized closets. Also a balcony off this bedroom. Second bedroom located on main floor and adjacent to 4pc bath. A spacious living room featuring the pellet stove, adjoins the dining room. A sunny deck of 300 sq.ft. provides a peaceful view to enjoy your morning coffee. In addition to the double garage there is a 150 sqft studio/exercise room. 0.29 acre lot and is priced well below the assessed value of $733,000. Call your realtor now. (id:63159)
Location Insights
Weather
Nearest station: Gulf Islands (Southern)
16°C
—
Humidity 76%
Wind SSW 12 km/h
Tonight
13°
Tuesday
19°
Tuesday night
14°
Wednesday
17°
Wednesday night
12°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Mayne Island School | Elementary | 2.2 km |
| Saturna Island Elementary Secondary | K-12 | 7.8 km |
| Galiano Community School | Elementary | 7.8 km |
| Pender Islands Elem-Secondary | Elementary/Middle | 8.0 km |
| Salt Spring Elementary | Elementary | 18.1 km |
| Gulf Islands Secondary | Secondary | 18.5 km |
| Phoenix Place | Secondary | 18.6 km |
| Fernwood Elementary | Elementary | 22.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.