Property Type: Detached HouseOwnership: Freehold

707 Ross Avenue

Penticton, BC V2A3A5

$820,000

5 bed2 bath7 parking2,206 sqftBuilt 1962
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.26 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,495.85

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Vinyl

Exterior & Lot

Exterior features
Stucco, Cedar Siding
View
City view, Mountain view
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Detached Garage, RV, Oversize

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement9'9'' x 10'6''
Family roomBasement38'2'' x 12'7''
3pc BathroomBasement5'1'' x 6'9''
BedroomBasement9'7'' x 12'1''
BedroomBasement9'9'' x 14'10''
4pc BathroomMain level7'2'' x 7'
BedroomMain level10'8'' x 10'1''
BedroomMain level10'2'' x 9'3''
Primary BedroomMain level10'1'' x 14'2''
FoyerMain level9'10'' x 10'2''
Dining roomMain level8'3'' x 10'2''
Living roomMain level19'8'' x 13'3''
KitchenMain level10'11'' x 9'10''

Listing Information

MLS®
10396304
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.

Description

Convenient location, private setting. Set on a quiet no-through road in an established, mature neighborhood, this home puts you within walking distance of the hospital, schools, and city amenities while maintaining its privacy on a quarter acre flat lot. This well-maintained 5-bedroom rancher with a basement sits well back from the street and has great curb appeal. The level-entry main floor opens to a spacious foyer and a bright, functional layout with a large living room full of windows and a clean, well-designed kitchen. Three bedrooms on the main floor make it ideal for families and one-level living. Just off the living space is a large, covered deck with beautiful mountain views to enjoy all seasons, plus a lower deck that extends your outdoor living and connects you to the private, fenced backyard. Mature landscaping, a 16x32 pool with a 2-year-old liner, plenty of grass, and garden areas make this a true Okanagan outdoor oasis. Below hosts 2 additional bedrooms, a large family room and rec area, and a storage room that could be used as a den or flex room. A separate entrance to this space makes it ideal for a potential suite or guest area. A detached garage and a wide, long driveway accommodate all your extra vehicles and toys, completing this exciting and affordable offering. (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$414/sqft

30 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Holy Cross School(Independent)Elementary/Middle537 m
Penticton Christian School(Independent)K-12915 m
Entre-lacsElementary/Middle934 m
Penticton SecondarySecondary1.2 km
Secondaire de PentictonSecondary1.2 km
ConnectEd - Alternative ProgramsSecondary1.2 km
Columbia ElementaryElementary1.4 km
Wiltse ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Casa Deli Bistro609 m
  • Kura683 m
  • White Spot · Main Street767 m

Cafes (2)

  • Starbucks · 1636 Main Street674 m
  • Wheatgrass Cafe · Main Street709 m

Grocery (3)

  • Penticton IGA · 1160 Government Street511 m
  • Canadian Wholesale Club · Main Street520 m
  • Whole Foods Market · Main Street697 m

Parks (2)

  • McLaren Park204 m
  • Kiawanis Park767 m

Pharmacies (1)

  • PharmaChoice · 1848 Main Street793 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$656,000.00
Periodic payment — Principal & Interest (monthly)$4,232.29
Additional monthly expenses (strata, tax, utilities, etc.)$484.65
Total monthly cost$4,716.94
Interest paid over 5-yr term$188,011.49
Balance at end of term$590,074.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,867.20

Cash Needed at Closing

Minimum down payment$57,000
Estimated BC PTT$14,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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