Property Type: Detached HouseOwnership: Freehold

708 SMITH STREET

Williams Lake, BC V2G4A5

$469,900

4 bed1 bath1,200 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7,800 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,313.18 (2025)

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Composite Siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Bedroom 2Main level
Primary BedroomMain level
Bedroom 3Basement
Bedroom 4Basement
Utility roomBasement
Recreational, Games roomBasement

Listing Information

MLS®
R3131814
Listed
June 3, 2026
Time on market
On the market for 89 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker BC LTD · Data source: CREA DDF.

Description

This charming 4-bedroom home is ideally located in a highly convenient central neighbourhood, just minutes from all levels of schools, the hospital, shopping centres, and everyday amenities. Bright and welcoming, the interior offers generous living space for the whole family, comfortable living and dining areas, well-proportioned bedrooms, and flexible rooms that work perfectly as a home office, playroom or guest space. Large windows fill the rooms with natural light. Outside, the flat, usable backyard is a true highlight: a great play area for kids, space for pets, plenty of room for gardening beds, and an inviting spot for summer outdoor entertaining. Whether you're searching for your first family home or need extra space to grow, this property is a great opportunity! (id:63159)

Values & Trends

This listing

$392/sqft

Building average

No other active listings in this building

Williams Lake average

$303/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columneetza Junior SecondaryMiddle244 m
Nesika ElementaryElementary466 m
Cataline ElementaryElementary800 m
Sacred Heart Catholic School(Independent)Elementary937 m
Lake City SecondaryElementary1.1 km
Marie Sharpe ElementaryElementary1.1 km
Skyline Alternate SchoolSecondary1.2 km
Maranatha Christian School(Independent)Elementary/Middle3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Kinsmen Park281 m
  • Patric Reid Park396 m
  • Unnamed526 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$375,920.00
Periodic payment — Principal & Interest (monthly)$2,425.31
Additional monthly expenses (strata, tax, utilities, etc.)$336.10
Total monthly cost$2,761.41
Interest paid over 5-yr term$107,739.75
Balance at end of term$338,141.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,432.70

Cash Needed at Closing

Minimum down payment$23,495
Estimated BC PTT$7,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,393

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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