Property Type: Condo / ApartmentOwnership: Strata

7117 CAHILTY Road

Kamloops, BC V0E1Z1

$600,000

3 bed2 bath8 parking1,055 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.34 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$1,550

Interior

Basement
Crawl space
Heating
Electric, Other
Fireplace
Yes (1)
Fireplace type
Pellet, Stove
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'0'' x 9'0''
FoyerMain level6'0'' x 8'0''
BedroomMain level9'0'' x 10'0''
BedroomMain level8'0'' x 12'0''
Primary BedroomMain level12'0'' x 12'0''
Living roomMain level12'0'' x 13'0''
KitchenMain level8'0'' x 12'0''
Dining roomMain level8'0'' x 6'0''
3pc BathroomMain level
3pc Ensuite bathMain level

Listing Information

MLS®
10392030
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Beneath a canopy of mature trees & serenaded by the gentle sounds of Louis Creek, this charming 3-bedroom, 2-bathroom Whitecroft home offers the kind of lifestyle many dream about but few ever find. Imagine starting your mornings with coffee on the covered deck overlooking your gardens, gathering fresh vegetables from the greenhouse, feeding the chickens, tending to the goat run, ending the day beneath the stars in the hot tub while the creek quietly flows beyond your backyard. Designed for those seeking a connection to nature, the property features deer-fenced gardens, a cozy fire pit area, a detached shed, & exceptional privacy that makes the outside world feel miles away. Inside, warmth & comfort welcome you home. The open-concept kitchen has been refreshed with refaced cabinetry, a functional island, and abundant storage, & flows seamlessly into a cozy dining nook & a generous living room designed for family gatherings & quiet evenings alike. Recent updates include some upgraded windows, interior & exterior doors, electrical panel & baseboards, a 2020 HWT, a 2023 hot tub, & a cozy 2023 pellet stove perfect for chilly winter nights. Both bathrooms have been beautifully renovated, featuring a luxurious ensuite with a freestanding soaker tub and quartz-topped vanity, while the second bath showcases a stunning walk-in tile shower with sliding glass doors. This is more than a home—it's a place to slow down, reconnect with nature, and create a lifetime of memories. (id:63159)

Values & Trends

This listing

$569/sqft

Building average

No other active listings in this building

Heffley average

No comparable active listings

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle7.0 km
Pinantan ElementaryElementary15.1 km
Chase Elementary-SecondaryElementary20.5 km
Haldane ElementaryElementary20.6 km
Heffley Creek ElementaryElementary20.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$480,000.00
Periodic payment — Principal & Interest (monthly)$3,096.80
Additional monthly expenses (strata, tax, utilities, etc.)$182.17
Total monthly cost$3,278.96
Interest paid over 5-yr term$137,569.38
Balance at end of term$431,761.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$35,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,344.65

Cash Needed at Closing

Minimum down payment$35,000
Estimated BC PTT$10,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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