Property Type: Land / LotOwnership: Freehold

7195 Rupert St

Port Hardy, BC V0N2P0

$140,000

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Property Details

Property & Lot

Lot size
9,147 square feet
Zoning
Unknown

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,721

Interior

Fireplace
None

Listing Information

MLS®
1030309
Listed
March 30, 2026
Time on market
On the market for 154 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (PH) · Data source: CREA DDF.

Description

Unlock the potential of this commercially zoned lot in the heart of downtown Port Hardy! Zoned C-2, this lot offers both commercial and residential possibilities, this property is the perfect canvas to bring your vision to life. Ideally located just down the street from the ocean and all town amenities, it provides excellent visibility and convenience. Whether you’re dreaming of a business venture, a mixed-use development, or a unique new addition to the community, this lot is full of opportunity. (id:63159)

Location Insights

Weather

Mainly Clear

11°C

Mainly Clear

Humidity 99%

Wind SW 6 km/h

Tonight

10°

Tuesday

17°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,902

(2021 Census)

-5.6% since 2016

Density: 101.2/km²

Dwellings: 1,984

Median household income: $69,000

After-tax: $62,800

Immigrant population: 9.3%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 75
  • Philippines1.7% · 65
  • United States of America0.9% · 35
  • India0.6% · 25
  • Germany0.4% · 15
  • Poland0.3% · 10
  • South Africa, Republic of0.3% · 10
  • China0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Eagle View ElementaryElementary660 m
Port Hardy SecondarySecondary953 m
Eke Me-Xi SchoolElementary1.4 km
Fort Rupert ElementaryElementary5.7 km
Avalon Adventist Christian Academy(Independent)Elementary/Middle7.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Sporty Bar & Grill157 m
  • Captain Hardy's163 m
  • Mo's193 m
  • bubble tea · 8635 Granville Street209 m
  • Mikonos Cafe255 m

Cafes (2)

  • Café Guido · 7135 Market Street166 m
  • Market Street Cafe · 7030 Market Street327 m

Grocery (1)

  • Save-On-Foods · 8950 Granville Street209 m

Parks (4)

  • Stink Creek Park59 m
  • Unnamed236 m
  • Rotary Park279 m
  • Tsulquate Park677 m

Shopping (3)

  • Unnamed · 7070 Market Street224 m
  • Thunderbird Mall · 8950 Granville Street277 m
  • Fields286 m

Gyms (1)

  • First Choice Fitness517 m

Pharmacies (2)

  • Hardy Bay Drug Store233 m
  • Rexall357 m

Banks & ATMs (3)

  • Scotiabank199 m
  • Coastal Community Credit Union & Insurance Services210 m
  • CIBC237 m

Nearby places data: © OpenStreetMap contributors.

School district: Vancouver Island North (SD85)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$112,000.00
Periodic payment — Principal & Interest (monthly)$722.59
Additional monthly expenses (strata, tax, utilities, etc.)$143.42
Total monthly cost$866.00
Interest paid over 5-yr term$32,099.52
Balance at end of term$100,744.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,022.72

Cash Needed at Closing

Minimum down payment$7,000
Estimated BC PTT$1,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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