Property Type: Detached HouseOwnership: Freehold

726 95 Highway

Spillimacheen, BC V0A1M0

$1,099,000

2 bed1 bath3 parking860 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
154 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,414.61

Interior

Basement
Full
Heating
Baseboard heaters
Fireplace
None

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
BedroomMain level9'6'' x 11'4''
Primary BedroomMain level11'4'' x 11'6''
KitchenMain level11'4'' x 19'
Living roomMain level11'4'' x 16'

Listing Information

MLS®
10379083
Listed
March 11, 2026
Time on market
On the market for 173 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Invermere · Data source: CREA DDF.

Description

Wow - beautiful Spillimacheen Ranch - ( heritage homestead - 1898) this 154 acre ranch ( mixed 80 acres pasture, 74 acres wooded- approx.) has outstanding wetland, mountain, and pastoral views. The property has direct access of Hwy 95, comes with a modest 860 square foot home with an undeveloped basement for future expansion. Other features of the property is a newer 1000 sq foot insulated shop, for 3 vehicles, a 8 foot elk fence, surrounding the house compound and acreage that is planted with 150 hazelnut trees. The property has an irrigation pond w/submersible pump, and a gravel pit. There is a small portion (4-5 acres) of the parcel laying on the westside of the highway right on the Columbia River wetlands. If you are looking for a beautiful mountain ranch on the western slopes of the Rockies, that has you central to Radium ( 25 min - 42 km north of Radium) and Golden recreational amenities, and is an outdoor lovers dream zone for those that love the outstanding hunting, fishing, this is a great place to check out. A great place to live the dream. (id:63159)

Values & Trends

This listing

$1,278/sqft

Building average

No other active listings in this building

Edgewater North average

$462/sqft

15 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$160.88
Total monthly cost$5,833.18
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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