Property Type: Detached HouseOwnership: Freehold

7272 Dunwaters Road

Kelowna, BC V1Z3W4

$784,999

3 bed2 bath6 parking1,681 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.35 acres
Frontage
153 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,790

Interior

Basement
Crawl space
Heating
Heat Pump, Stove, Electric, See remarks, Wood, Other
Cooling / A/C
Wall unit, Heat Pump
Fireplace
Yes (2)
Fireplace type
Wood, Conventional, Propane, Unknown
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level6'1'' x 7'7''
4pc Ensuite bathMain level6'1'' x 11'6''
Primary BedroomMain level13'10'' x 19'6''
FoyerMain level10'11'' x 7'6''
BedroomMain level11'5'' x 13'3''
3pc BathroomMain level5'1'' x 9'9''
BedroomMain level11'2'' x 13'3''
Living roomMain level16'10'' x 15'11''
Dining roomMain level8'11'' x 13'3''
KitchenMain level12'0'' x 13'3''
OtherMain level3'1'' x 11'9''
Laundry roomMain level6'1'' x 11'9''

Listing Information

MLS®
10395772
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Escape to your own little piece of paradise in Upper Fintry, where peaceful living meets everyday convenience. Just five minutes from the lake, this bright 3-bedroom, 2-bathroom rancher offers 1,681 square feet of thoughtfully designed one-level living on a generous 0.35-acre lot. Whether you're raising a family, downsizing, or looking for the perfect retirement retreat, this home delivers comfort, functionality, and room to enjoy life. Abundant natural light pours through numerous windows, highlighting the hardwood and tile flooring throughout. The inviting living room features a cozy propane fireplace, while black stainless steel appliances, ceiling fans, and custom shelving add style and practicality. Step outside to the covered patio, an ideal space for morning coffee, summer barbecues, or simply soaking in the peaceful surroundings. A large detached garage and workshop provides incredible flexibility for hobbies, projects, extra storage, or recreational toys. Best of all, you're only minutes from the beach, where boating, swimming, and paddleboarding become part of your everyday lifestyle—without the waterfront price tag. Come discover the space, serenity, and lifestyle you've been waiting for. Call your favorite realtor and book a private showing today! (id:63159)

Values & Trends

This listing

$467/sqft

Building average

No other active listings in this building

Fintry average

$524/sqft

30 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary10.3 km
Davidson Road ElementaryElementary10.7 km
George Elliot SecondarySecondary13.4 km
HS Grenda Middle SchoolMiddle13.7 km
Peter Greer ElementaryElementary13.9 km
Okanagan Landing ElementaryElementary16.8 km
Ellison ElementaryElementary19.3 km
Clarence Fulton SecondaryElementary19.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($53,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$627,999.00
Periodic payment — Principal & Interest (monthly)$4,051.64
Additional monthly expenses (strata, tax, utilities, etc.)$399.83
Total monthly cost$4,451.47
Interest paid over 5-yr term$179,986.32
Balance at end of term$564,887.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$53,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,624.97

Cash Needed at Closing

Minimum down payment$53,500
Estimated BC PTT$13,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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