Property Type: Detached HouseOwnership: Freehold

74 HELENE Crescent

Waterloo, BC N2L5E5

$599,000

4 bed2 bath3 parking1,336 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres
Frontage
44 feet

SR110

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,053.3

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Stove, Dryer

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Paved driveway

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Dining roomMain level7'2'' x 9'6''
3pc BathroomBasement6'7'' x 5'8''
BedroomBasement11'9'' x 15'3''
BedroomSecond level8'9'' x 10'9''
BedroomSecond level9'3'' x 10'9''
Primary BedroomSecond level9'8'' x 13'0''
4pc BathroomSecond level4'11'' x 9'8''
KitchenMain level11'6'' x 9'6''
Living roomMain level14'3'' x 15'9''

Listing Information

MLS®
40846376
Listed
July 14, 2026
Time on market
On the market for 62 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

Welcome to 74 Helene Crescent, ideally located in Waterloo's highly sought after Beechwood neighbourhood. This well maintained 3+1 bedroom, 2 bathroom backsplit offers a spacious, functional layout with all three levels fully finished, providing plenty of room for growing families, multi generational living, or those working from home. The separate entrance to the basement adds incredible flexibility, whether you're looking for extra living space, a private guest suite, a spacious fourth bedroom with a double closet, or added income potential. Bright and inviting living areas, a practical floor plan, and ample parking make this home as convenient as it is comfortable. Perfectly situated on a quiet, mature crescent, you're just minutes from excellent schools, parks, trails, shopping, both universities, public transit, and everyday amenities. Offering an unbeatable combination of location, versatility, and long term value, this is an exceptional opportunity to own in one of Waterloo's most desirable family neighbourhoods. SOME PHOTOS HAVE BEEN VIRTUALLY STAGED. (id:63159)

Values & Trends

This listing

$448/sqft

Building average

No other active listings in this building

417 - Beechwood/University average

$516/sqft

14 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$404.78
Total monthly cost$3,496.41
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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