Property Type: Detached HouseOwnership: Freehold

740 Spider Lake Rd

Qualicum Beach, BC V9K2L7

$850,000

2 bed1 bath5 parking1,064 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Lot size
5.19 acres
Zoning
Unknown

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,100

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Building

Parcel ID (PID)
024-118-443

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'9 x 15'5
Laundry roomMain level8'0 x 7'6
BathroomMain level4-Piece
KitchenMain level11'8 x 12'1
Dining roomMain level11'8 x 10'2
BedroomMain level11'9 x 10'5
EntranceMain level8'9 x 3'11
Living roomMain level11'9 x 19'3

Listing Information

MLS®
1042774
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 29, 2026

Listing provided by: RE/MAX Anchor Realty (QU) · Data source: CREA DDF.

Description

Bring your country property plans where a private, treed acreage offers space to create, explore, and enjoy a quieter pace. With paved road access all the way to the property, getting here is straightforward, while the natural surroundings give the land a peaceful, tucked-away feel. The acreage is the true highlight. Mature trees provide privacy and a beautiful woodland backdrop, with room for outdoor projects, garden ideas, recreation, or simply enjoying more space between you and the everyday rush. Whether your plans involve a country retreat, a long-term investment, or a place to shape over time, this setting offers plenty of possibility. A detached garage and workshop add practical value to the property, providing useful space for tools, equipment, storage, hobbies, and hands-on projects. An existing two-bedroom, one-bathroom house offers 1,064 square feet and gives you a starting point while keeping the focus firmly on the land and what it could become. Outdoor recreation is close at hand. Spider Lake Provincial Park is only minutes away for swimming, fishing, paddling, and relaxed days by the water, while Horne Lake opens up even more opportunities to get outside. If privacy, usable outbuildings, natural surroundings, and room for future ideas are at the top of your list, this Spider Lake Road acreage is well worth exploring. Walk the property, take in the setting, and picture the possibilities—schedule your private showing today. (id:63159)

Values & Trends

This listing

$799/sqft

Building average

No other active listings in this building

Qualicum North average

$620/sqft

23 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Qualicum Beach ElementaryElementary10.6 km
Bowser ElementaryElementary10.7 km
Arrowsmith Independent School(Independent)Elementary11.2 km
Kwalikum SecondarySecondary13.4 km
Arrowview ElementaryElementary15.8 km
John Howitt ElementaryElementary16.6 km
des Grands-cedresElementary17.1 km
Wood ElementaryElementary18.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$680,000.00
Periodic payment — Principal & Interest (monthly)$4,387.13
Additional monthly expenses (strata, tax, utilities, etc.)$394.67
Total monthly cost$4,781.80
Interest paid over 5-yr term$194,889.95
Balance at end of term$611,662.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.82

Cash Needed at Closing

Minimum down payment$60,000
Estimated BC PTT$15,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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