Property Type: Detached HouseOwnership: Freehold

7421 Westholme Rd

Westholme, BC V0R3C0

$992,500

3 bed2 bath6 parking1,355 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Lot size
1.09 acres
Zoning
Agricultural

A2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,152

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Fully air conditioned, Air Conditioned
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
6 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'8 x 6'5
BathroomMain level4-Piece
EnsuiteMain level3-Piece
KitchenMain level11'6 x 13'9
Dining roomMain level11'9 x 9'8
Living roomMain level12'9 x 19'7
BedroomMain level11'7 x 9'11
BedroomMain level11'2 x 10'2
Primary BedroomMain level12'11 x 12'11

Listing Information

MLS®
1046843
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

New build 1.09-acre parcel in sought-after Westholme. 3-bed, 2-bath rancher built by reputable Vandine Construction & backed by a new home warranty. Class A fire rated hardie siding, open-concept living with big windows, engineered quartz counters, & stunning counter-to-ceiling tile accent wall in kitchen. Kitchen also offers a peninsula & pantry in place of upper cabinets-keeping the space bright, open, & effortlessly functional. Primary suite is a true retreat, with glass door to covered deck, walk-in closet, & double-sink ensuite w shower. Beds 2 & 3 each feature 8' barn door closets. Heat pump w ceiling cassette delivers efficient comfort wo the clutter of baseboard heaters or wall mount heads, hot-and-cold outside hose tap rounds out the practical extras! Set on gently rolling, century-old homestead land w mature orchard, garden areas, & gorgeous Mt. Sicker views, this property offers true rural privacy 6 mins to new hospital. 15 GPM artesian well, brand-new septic system. (id:63159)

Values & Trends

This listing

$732/sqft

Building average

No other active listings in this building

East Duncan average

$465/sqft

72 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crofton Elementary Community SchoolElementary4.7 km
Drinkwater ElementaryElementary6.9 km
Alex AitkenElementary7.1 km
Ecole Mount Prevost ElementaryElementary7.2 km
Tansor ElementaryElementary7.7 km
Chemainus SecondaryK-127.9 km
Cowichan Open SchoolSecondary8.0 km
Cowichan Valley Open Learning Co-OpSecondary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$794,000.00
Periodic payment — Principal & Interest (monthly)$5,122.62
Additional monthly expenses (strata, tax, utilities, etc.)$330.67
Total monthly cost$5,453.29
Interest paid over 5-yr term$227,562.68
Balance at end of term$714,205.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,250
Stress test qualifying rate8.09%
Payment you must qualify for$7,061.02

Cash Needed at Closing

Minimum down payment$74,250
Estimated BC PTT$17,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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