Property Type: Detached HouseOwnership: Freehold

7460 RUFFELL ROAD

Canim Lake, BC V0K1J0

$629,000

0 bed1 bath924 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,753.99 (2025)

Interior

Basement
None
Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

Exterior features
Composite Siding
View
Lake view, Mountain view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Dining nookMain level
FoyerLower level
StorageLower level

Listing Information

MLS®
R3090020
Listed
February 14, 2026
Time on market
On the market for 198 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Real Broker BC LTD · Data source: CREA DDF.

Description

This unique Canim Lake property feels like you're living in the best kind of tree house. You'll wake up every morning to some of the most inspiring views you could imagine. The home is absolutely METICULOUS in detail. Downstairs is a spacious 2 car garage with a 3rd bay for storage or smaller equipment. Upstairs is the loveliest studio apartment with everything you need to live happily + two sleeping areas. And if you ever wanted to build something bigger, the owner has very conveniently run utility conduits to a future building site with the best lake views. There's cedar stairs available there for access down to the water and an incredible dock system- the stairs just need installing! Fresh air, nature and lush greenery at it's finest! (id:63159)

Values & Trends

This listing

$681/sqft

Building average

No other active listings in this building

Canim Lake average

$275/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Forest Grove ElementaryElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$275.50
Total monthly cost$3,521.97
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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