Property Type: Detached HouseOwnership: Freehold

747 Armstrong Smith

Kaleden, BC V0H1K0

$1,895,000

3 bed1 bath1,900 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
320 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,137.89

Interior

Basement
Crawl space
Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Wood, Mixed Flooring

Exterior & Lot

Exterior features
Wood
View
Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on pond

Building

Roof
Asphalt shingle, Unknown

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Primary BedroomMain level14' x 13'
BedroomMain level12' x 11'
BedroomMain level12' x 11'
Living roomMain level17' x 14'
Dining roomMain level15' x 14'
KitchenMain level11' x 9'

Listing Information

MLS®
10389015
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Private Okanagan Off Grid Sanctuary - Kaleden, BC. 320-acre off-grid estate rarely comes up for sale, offering the rare opportunity to own your own secluded valley with exceptional privacy, ideal for year-round living or a recreational retreat. 20 mins to Penticton. Accessed via Sheep Creek Road off Highway 3A. A long winding driveway leads through mature evergreens, rolling pasture, and pockets of aspen and birch, with a well-built road network reaching a high point offering million-dollar views of Cathedral Park, Apex, and Mount Baldy. Licensed water rights from Angus and Mountain Creeks, first-class growing conditions with a large deer-fenced garden, a 900-square-foot shop, sea-can storage, a portable sawmill, and a 1,900-square-foot off-grid rancher powered by solar and generator. With its views, water, climate, proximity to town, and total privacy, this is a rare find-call the listing Realtor today. (id:63159)

Values & Trends

This listing

$997/sqft

Building average

No other active listings in this building

Penticton Rural average

$852/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kaleden ElementaryElementary9.4 km
Okanagan Falls ElementaryElementary12.1 km
Princess Margaret SecondarySecondary13.1 km
West Bench ElementaryElementary14.2 km
Wiltse ElementaryElementary14.7 km
Holy Cross School(Independent)Elementary/Middle14.8 km
Queens Park ElementaryElementary14.8 km
Penticton Christian School(Independent)K-1215.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($379,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,516,000.00
Periodic payment — Principal & Interest (monthly)$9,780.72
Additional monthly expenses (strata, tax, utilities, etc.)$356.49
Total monthly cost$10,137.21
Interest paid over 5-yr term$434,489.96
Balance at end of term$1,363,646.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$379,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,657.51

Cash Needed at Closing

Minimum down payment$379,000
Estimated BC PTT$35,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$416,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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