Property Type: Detached HouseOwnership: Freehold

75 FINCH STREET

Kitimat, BC V8C1T1

$349,900

3 bed2 bath1,315 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5,471 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,197 (2026)

Interior

Basement
Crawl space
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Above
Family roomMain level

Listing Information

MLS®
R3147402
Listed
July 17, 2026
Time on market
On the market for 45 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Coast Mountains - Kitimat · Data source: CREA DDF.

Description

Welcome to this one and a half storey home,, ideally located on a quiet street within walking distance of parks, scenic trails, and Elementary and Secondary Schools. This home features three bedrooms and 1.5 bathrooms, with a functional layout featuring two bedrooms on the main floor and two additional bedrooms plus a convenient half bath upstairs. Enjoy peace of mind with numerous updates, including the roof shingles, windows, siding and high efficiency gas furnace. Outside the fully fenced backyard provides a private space for children, pets, entertaining, or simple relaxing. Whether you're a first tie buyer, or a growing family this property offers comfort, value, in a nice location. Don't miss your opportunity to make it yours. (id:63159)

Values & Trends

This listing

$266/sqft

Building average

No other active listings in this building

Kitimat average

$327/sqft

35 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

14°C

Humidity 99%

Wind SE 10 km/h

Tonight

11°

Tuesday

14°

Tuesday night

10°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

8,236

(2021 Census)

+1.3% since 2016

Density: 34.4/km²

Dwellings: 4,381

Median household income: $103,000

After-tax: $88,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • Portugal4.2% · 350
  • United Kingdom2.2% · 185
  • Philippines1.8% · 145
  • Germany1.3% · 105
  • United States of America0.8% · 70
  • India0.8% · 65
  • Somalia0.5% · 40
  • Italy0.4% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mount Elizabeth Middle/SecondaryElementary638 m
Kitimat City HighSecondary738 m
Nechako ElementaryElementary941 m
St Anthony's(Independent)Elementary/Middle1.5 km
Kildala ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Gyms (1)

  • Onyx Peak Performance Ltd · 193 Nechako Centre707 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,920.00
Periodic payment — Principal & Interest (monthly)$1,805.95
Additional monthly expenses (strata, tax, utilities, etc.)$249.08
Total monthly cost$2,055.03
Interest paid over 5-yr term$80,225.88
Balance at end of term$251,788.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,556.08

Cash Needed at Closing

Minimum down payment$17,495
Estimated BC PTT$4,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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